Free is good. And quick and free is even better. How does a quick and free car insurance quote sound with absolutely no obligation? We take the pain out of shopping for car insurance. In the past, getting a good rate meant spending a whole lot of time on the phone. After navigating the phone tree and being placed on hold, you found that you didn't qualify because you were considered high risk. Perhaps you've had a fender bender in the past or your credit isn't perfect. But you must have car insurance so you can drive legally. What to do?
The solution is here. Log on for a free car insurance quote and we think you'll be pleasantly surprised. We specialize in insuring even those who may have been turned down in the past. Two minutes is all it takes to find out how much you could be saving each month on automobile insurance. And once you get your free car insurance quote, we make it easy to finalize the deal. You can pay your premium right online and even print out your very own proof of insurance card right from the comfort of your office. There's no need to handle it during regular business hours when you're busy with a million other tasks. Get your free car insurance quote on your own schedule. You'll be amazed at how we've redefined the process of shopping for car insurance to make it easier for you.
Auto Insurance Quotes - Free Car Insurance Estimates
No matter where you live, if you drive a car, you need auto insurance coverage. Auto insurance quotes and free car insurance estimates are easily available from Allstate. Car insurance requirements vary from state to state - finding out more about your state coverage requirements is your first step towards researching and purchasing your coverage.
Your auto insurance rate is adjustable through your coverage limits and your deductible amounts. There are a number of other factors that affect the price of insurance, including your driving history, your age, and the type of car you drive. One of the best money-saving tactics is to combine your car insurance policy with other insurance such as your home or renters insurance plan in order to get a deal on both. Whatever your needs, Allstate agents can help you find a plan that fits into your budget.
Auto insurance discounts are available depending on what kind of car you drive, where you live, or the safety features your car has. We provide discounts to students, seniors, and retirees. If you drive a new car, economy car, or utility vehicle, you may be eligible for further discounts. Even the type of safety system your car has can make you eligible for car insurance discounts. For example, discounts may be applicable if your car has passive restraint systems, anti-lock brakes, or anti-theft devices.
We also offer car insurance discounts to those who have been accident-free with no moving violations in the last three years. Our best auto insurance discount is for drivers who have been accident-free for five years and who have no moving violations. Drivers age 55 and up can also save on premiums by taking defensive driving classes.
There are a number of different insurance policy options available to help you get the complete auto insurance coverage you need. We offer liability and medical protection including insurance to protect you from those with little or no insurance. Our vehicle protection plans help protect you through collision coverage and comprehensive coverage options. Additional protection can also be extended to you to protect you from a variety of personal injuries such as lost income, child care expenses, and medical expenses.
Allstate also provides specialized insurance for young drivers with our teen driver insurance plans. You can find out more about graduated driver licensing laws in your state on our site. These graduated driver licensing laws help teens to gain driving experience and learn how to safely navigate the roads. If you want to learn more about ways you can help protect teen drivers, visit the Allstate Teen Driver website.
Defending Drug Charges in Queens, Brooklyn and Bronx
From misdemeanor possession to A-felony sales, at Wizenberg & Associates, LLC, we handle all types of drug-related crimes.
It is a crime to use, possess, manufacture or distribute drugs classified as having the potential for abuse (such as heroin, cocaine, marijuana and amphetamines). There are also laws against the abuse of prescription drugs. The Controlled Substances Act provides the authority and classification of substances. The most serious drug charges include the producing, manufacturing and selling of illicit drugs.
The punishment for drug offenses depends on the quantity of the drugs, its classification under federal drug law schedules and the purpose for its possession. New York State also has enhanced penalties for those who sell drugs within 1,000 feet of school grounds. Drug-related crimes often carry stiff penalties, including jail or prison sentences, fines, probation, community service, completion of extended drug treatment programs and a permanent record.
Still, to the knowing attorney, the cases prosecutors bring in this area are often wrought with errors. There is rarely a shortage of areas to attack the prosecutor's case. At Wizenberg & Associates, LLC, we investigate every aspect of the search and arrest to determine whether there were Constitutional violations and move aggressively to preclude evidence obtained through illegal police conduct. This can result in a criminal case being dropped long before trial. We negotiate with prosecutors for dismissal, reductions of charges and drug treatment/rehabilitation alternatives to sentencing, but we're at our best when we fight relentlessly to do one thing--win.
A sampling of drug cases successfully won by Wizenberg & Associates, LLC include the following:
Possession
Possession with the intent to distribute
Manufacture
Trafficking
Sales
Solicitation
Importation
Conspiracy
Illegal Use of Prescription Drugs
Contact a New York Drug Crimes Defense Lawyer
Our attorneys are available evenings, weekends and holidays to accommodate our clients. No matter what language you speak, we can handle your case. We have deep roots, experience and offices in every borough of New York City. Contact us at our Manhattan headquarters for an initial consultation.
Asbestos Lawyers Helping Mesothelioma Patients & Families Throughout the U.S.
The asbestos lawyers at the Simmons law firm are dedicated to giving personal attention to families affected by mesothelioma, a devastating cancer caused by asbestos exposure. The firm's mesothelioma attorneys regularly work with patients and families in every state in the U.S. and are very knowledgeable about mesothelioma and asbestos cancers. We have the resources necessary to handle this complex area of litigation and are dedicated to giving our clients the respect and personal attention they deserve, no matter where they live. If you or someone you love has mesothelioma, we will come to you, and you will have a dedicated team assigned to your case.
Student loan consolidation is often a very popular topic among recent college graduates. Many students leave college with a sizeable amount of debt and begin searching for ways to help manage that debt, with student loan consolidation being a popular option. Familiarize yourself with student loan consolidation by checking out these 10 Best Student Loan Consolidation Tips: 10 Best Student Loan Consolidation Tips
1. Understand that student loan consolidation extends the repayment period of your student loans, which can end up reducing your monthly student loan payments, but may cause you to pay more over the lifetime of the loan (because you pay more interest on the loan).
2. Never consolidate your private student loans with your federal student loans. This is perhaps the most important student loan consolidation tip out there. If you consolidate your federal student loans into a private consolidation loan, you will forfeit all the great benefits associated with your federal student loans. NEVER do this!
3. For private student loan consolidation it will be important for you to ask if the loan has a fixed interest rate or a variable interest rate. For more on this read: Fixed Rate Private Student Loan Consolidation
4. For private student loan consolidation you will want to ask the lender if there are any pre-payment penalties associated with the consolidation loan.
5. Never pay an up-front fee for federal student loan consolidation. There is no up-front fee associated with federal student loan consolidation. In some loan consolidation circumstances, fees will be deducted from the disbursement check, but you should never have to pay an up-front fee.
6. If you received a fee waiver or rebate from your original student loan lender, you should check to see if you will have to repay that fee should you consolidate with another lender.
7. The “best student loan consolidation company” for private student loans is subjective. Private student loans differ from lender to lender, so you need to research the pros and cons of private student loan consolidation for your specific situation.
8. Compare the benefits provided by the current holder of your loans to those provided by the consolidation lender. Many times the loan discounts offered by the originating loan lenders are better than those offered by consolidating lenders. You will want to factor this into your decision when considering student loan consolidation.
9. If you are planning on going back to college, consider that typically you cannot defer payments on a private loan consolidation. You can however, with federal loan consolidation.
10. In addition to federal student loan consolidation, consider that certain types of work, volunteer programs and military service can make you eligible to have some or all of your federal student loans dismissed. For more on loan forgiveness read: Student Loan Forgiveness Programs
When Refinancing Is The Best Option
To begin with, it might be helpful to discuss definition of terms. The act of home refinancing involves applying for a secured loan to pay off a loan that has already been secured with a piece of property or other assets. If your initial loan had a high interest rate, it only makes sense that you would be interested in a loan with a lower rate of interest.
The most common type of mortgage refinance comes in the form of a second home loan. In order to determine if such a loan is appropriate in your particular case, you first need to ascertain whether you'll be saving more on interest than you'll be paying out in refinancing fees. As an added bonus, you may find that you can obtain additional cash while decreasing the amount you need to spend on your mortgage payments. Home refinance loans can be an attractive option because it allows you to use the equity in your house to your best advantage.
Solving the Interest Rate Puzzle
It's important for you to understand how rates on home purchases are determined. The rate you pay is customarily based upon the prevailing interest rate, along with other considerations such as the amount of your down payment and your personal credit rating. Interest rates can fluctuate, based upon the decisions of the Federal Reserve Board. When you refinance, you trade a higher interest rate for a lower rate and decrease your monthly payment in the process.
Cutting the Length of Your Loan
It's also possible to reduce the length of your loan through refinancing. With a mortgage refinancing plan, you can change your term from a 30-year period to a ten or 15-year period. In the process, you can save a substantial amount of interest. If you keep your same monthly payment amount but obtain a lower interest rate, you will be paying more on the principal of the loan each month, allowing you to enhance the equity in your home.
Debt Consolidation
You can also use your home to obtain debt consolidation in the form of a home equity loan. This enables you to combine your high-interest loans to create a single loan with lower interest and a manageable down payment. Your property acts as security for the loan. Until you pay off the home equity loan, the lender will have a lien on your home. With such a loan, you can be protected from creditors and avoid the problem of having to declare bankruptcy.
A Noteworthy Tax Advantage
One important thing to keep in mind about home equity loans is that the interest on such a debt consolidation loan may be tax deductible. Check with your tax accountant to see if your interest can be fully deducted. You may be pleasantly surprised at the answer.
Rebuild.org brings you the latest news headlines related to Home Refinance:
FHA Short Refinance The FHA is allowing mortgage companies to refinance underwater loans if they agree to forgive at least 10 percent of the principal.
[September 7th, 2010]
Can’t Refinance? Might As Well Short Sale and Get $3,000 Cash? There is a certain group of homeowners who have more or less accepted that they are not going to be able to refinance, and will at a 90 percent rate of probability have to move out of their homes within the next six months. No central agency has a reliable number on how many homeowners are [...]
[April 28th, 2010]
New Bank Legislation Shouldn’t Change Refinancing Too Much Nowadays, whenever an important piece of legislation appears imminent, as is the case this week with Senator Dodd’s banking reform bill as the main topic of Congressional conversation, many individuals look at the new law in a “What’s in it for me?” manner. Whether this is the best attitude or not is irrelevant to the [...]
[April 25th, 2010]
Refinance Ratios Boosted by Improved Employment Figures, New Short Sale Policy As anyone who has ever refinanced a mortgage can attest to, the word “ratio” is a major part of the refinance equation. Mortgage brokers talk about “front end” and “back end” ratios, loan-to-value ratios, and so forth. It may sound like gibberish, but when your refi is on the line, ratios need to make sense. If [...]
[April 7th, 2010]
All Roads Lead to Refinance Now While Low Mortgage Rates Last Individuals who are looking to refinance a home loan have perhaps become accustomed to negative news headlines. The happiness of low mortgage rates has been severely hampered by news of underwater home values, foreclosure sales driving down home prices, and widespread unemployment. But of late, and especially this week, refinance news headlines have turned somewhat positive. Three [...]
[March 30th, 2010]
Car accidents can cause serious and sometimes devastating injuries. These can range from cuts, bruises, and soft tissue injuries to catastrophic injuries including head, neck, spinal cord and brain injuries. How will I pay my medical bills? How will I support my family while I recover? These are some of the questions people injured in auto accidents ask themselves. The Virginia car accident lawyers at Allen and Allen can help by providing answers to these questions and by offering advice regarding your legal rights and remedies when you are involved in a car accident or any other type of accident.
Under Virginia law, you may have the right to recover monetary damages if you have been injured in a car accident through the negligence or recklessness of another person. Damages may include reimbursement or compensation for:
Medical costs
Property loss
Lost wages
Pain and suffering
Contact us for a free consultation and put our Virginia auto accident attorneys to work for you.
After a car accident, a representative of the negligent party's auto insurance company may call and make a settlement offer in your personal injury case. Please remember that signing a release of your personal injury claim, in exchange for an insurance company check, may extinguish your personal injury claim forever. Also keep in mind that insurance companies are businesses. Therefore, even if the insurance company makes what you believe is a reasonable settlement offer, it may be in your best interest to contact experienced car accident attorneys, like Allen and Allen, who will evaluate your case and put your interests ahead of the insurance companies.
When you work with us, you can participate in ensuring your legal rights are protected while relying on an experienced team of auto accident lawyers to represent you. If you are in need of a Charlottesville, Fredericksburg, Petersburg or Richmond car accident attorney, please call us today at 866-388-1307 for a free consultation.
When looking for a car accident lawyer, choose a Virginia law firm with proven results. Allen and Allen has locations throughout Virginia:
In Richmond, Chesterfield, Short Pump and Mechanicsville
In Petersburg
In Fredericksburg and Garrisonville
In Charlottesville
And we'll even come to you if our nearest office isn't near enough. We are one of Virginia's oldest and largest personal injury and car accident law firms and we are here for you.
Bad Credit Personal Loans No Credit Check, Apply Now
You are looking for personal loans and what is the first question facing "How's your credit?" Good is bad. Personal loans for bad credit are an option, but you feel like that are hard to find. There is good news for you. Personal loans for bad credit are increasingly adopted. Lake of how many lenders are offering bad credit personal loans. Personal loans for bad credit are not only resolving your money problems, but it gives you an opportunity to reestablish credit. How to Get Best Auto Loan Rates
Auto loan rates offered by number of financial institutions are quite a lot and can be found easily through the internet For some people who want to get new car sometimes need more preparation in order to get the best auto loan rates Payday Loans - Easy Money, No Problems
Only when an employee has received his pay packet, may urgently need money, as his income is not sufficient to cope with the situation. Payday loans are specially designed for the purpose of approving a loan in a situation like this. Thus, the most interesting feature and utility of payday loans is that they are in the hands of the borrower immediately. Usually payday loans are approved within hours and the amount of the debtor within 24 hours after application.
At the Law Offices of David W. Barlow we are committed to helping the people of Hawaii whose lives have been affected by injury or death as a result of someone else’s negligence. We are dedicated to providing Hawaii personal injury victims with the aggressive advocacy and knowledgeable support they need to get results.
You Pay No Attorney's Fees
Unless We Recover For You.
When you have been injured in an accident you deserve to have a Hawaii Personal Injury Attorney who will fight for you to make sure that you receive the compensation you deserve. Our clients have not only been pleased with the results we've obtained for them, but they've been pleasantly surprised that we were able to obtain compensation for them so quickly. This is because we understand that you not only deserve the maximum compensation possible, but you should also receive compensation for your personal injury claim as soon as possible. We pride ourselves on being easily accessible to our clients whenever they have any questions or concerns that they need to discuss. Call us today for a free consultation and we will fight hard for you to get you maximum compensation for your personal injury claim.
30 YEAR FIXED MORTGAGE offers low mortgage rates on purchase or refinance home loans with the security of knowing your payments won't change after you refinance or buy a home, no matter how much rates fluctuate.
FHA MORTGAGE Take advantage of refinancing your home with as little as 5% equity. An FHA mortgage refinance offers the benefit of a federally insured home loan with the low fixed mortgage rate you are looking for.
JUMBO MORTGAGE Need a larger home loan with a smaller rate and lower payments? Finding the right Jumbo Loan can be difficult. Let the experts at ditech do the work for you.
If you have been charged with a crime in Los Angeles, Orange, Ventura, Riverside, San Bernardino, or San Diego county we can help you. You are probably deeply concerned about your future. The stress of facing the court system can be overwhelming, and you never want to enter this arena without a powerful criminal defense lawyer by your side. When you are represented by a skilled criminal defense attorney from the Law Offices of Sean Tabibian & Associates you can rest assured that every possibility for your defense will be relentlessly sought . The legal team has fought for the rights of clients for years and have established a powerful reputation in the courtrooms.
When seeking an aggressive criminal defense attorney to defend you, it is crucial that the lawyer you select is highly qualified and experienced in criminal defense cases and the criminal court system. The Law Offices of Sean Tabibian & Associates have successfully represented countless individuals on their matter. Each case is unique and the circumstances and evidence related to the alleged crime must be thoroughly reviewed by the criminal defense lawyer to determine the best options for an effective defense. Your choice of attorney could alter your future. At the Law Offices of Sean Tabibian & Associates, the primary practice of the firm is criminal defense, and the legal team is highly experienced in criminal law. We have dedicated ourselves to individuals whom are facing criminal charges of any type, including the following:
Some criminal cases result in a trial in front of a jury. The skill with which the attorney presents your case to a jury is of vital importance. It can make the difference between a "guilty" and "not guilty" verdict. Not all attorneys have the courtroom talent needed to present a compelling case for the defendant. Even when the individual facing the charge is innocent of the crime, without an excellent presentation to the jury they can still be convicted of the crime. The understanding of the jury process, how they respond to information and how to present a case is a critical ability that your attorney must have. At the Law Offices of Sean Tabibian & Associates, the Los Angeles criminal defense lawyers from the firm are skilled trial lawyers that will present the case for your defense aggressively and skillfully, with your best interests and freedom as the top concern.
Don't take chances with your future. If you have been charged with a crime in Los Angeles, Orange, Ventura, Riverside, San Bernardino, or San Diego county call us immediately. The courtrooms are tough. You need a top quality lawyer to defend you, no matter what criminal charges you face. Contact a Los Angeles Criminal Defense Attorneyfrom the Law Offices of Sean Tabibian & Associates if you are seeking an aggressive, relentless and talented lawyer to represent you on any criminal charges.
Office Location:
1776 North Highland Avenue, Los Angeles, CA 90028. The Law Offices of Sean Tabibian & Associate accept criminal defense cases in these California Counties:
Los Angeles, Orange, Riverside, San Bernardino, Kern, San Diego, Ventura, Santa Barbara, Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kings, Lake, Lassen, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Placer, Plumas, Sacramento, San Benito, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Yolo, Yba.
If you or someone you love has been seriously injured in an accident, here at Accident Lawyer Hawaii we'll help you get your life back together again. William H. Lawson, a Hawaii accident attorney, concentrates in handling serious personal injury and death claims—claims for damages arising out of accidents resulting from the wrongful conduct of others.
The types of accidents which are addressed on this website include: defective product liability claims, ocean and boating accident(s) and collisions (including Jones Act cases and maritime law), construction site and heavy equipment accidents, recreational accidents, elevator and escalator accidents, explosion accidents, electrical accidents, bad faith insurance claims, medical & professional malpractice, dog bites and animal attacks and fall accidents (such as slip and fall and trip and fall accidents). Links to our pages which cover each of these specific topics are included in the menu in the left hand column of this page under the heading "Accidents (except MVAs)". Our office also handle claims involving car, bus, truck, motorcycle, moped, auto and pedestrian accidents and drunk drivers. We have a separate website which is dedicated to information about motor vehicle accidents and the claims arising therefrom. It can be found at: Car Accident Attorney Hawaii. Links to particular pages of that website may be found in the menu in the left hand column of this page near the bottom under the heading "Motor Vehicle Accidents".
For assistance with particular types of injuries- such as traumatic brain injuries (TBI), head injuries, spinal cord injuries (SCI), wrongful death, catastrophic injuries, broken bones, fire burns, chemical burns, drownings and spinal disk herniations- try: Injury Lawyer Hawaii. Links to some of the specific pages of that site are included in the menu in the left hand column of this page under the heading "Types of Injury". Please take a look around! If you wish to contact us about your situation, a link to do so is included in the right hand column of the page or you may click here to contact Accident Lawyer Hawaii now for a free evaluation of your case. William Lawson, Accident Lawyer Hawaii, provides free consultations to evaluate critical injury and wrongful death cases. Most cases are handled by Accident Lawyer Hawaii on a contingency fee, so "No recovery--No fee". Please note that the Terms and Conditions of Use for this website and our Privacy Policy are available here for your consideration. For those who become our clients and enter into the appropriate documentation to do so, we will provide legal sevices including, but not limited to representation in mediation proceedings, arbitration proceedings, motions practice, trials and appeals- as well as the ongoing investigation and documentaton of the accident claim. Accident Lawyer Honolulu - Honolulu personal injury attorney William H. Lawson also provides representation during the claims process - including negotiations with the opposing parties, their insurance companies and adjusters - which is often successful in avoiding the need for litigation. Please use the links on the left and right side of this page to navigate this site and to explore areas of legal concern which interest you. Thank you for visiting Accident Lawyer Hawaii.
If you are unfamiliar with personal injury claims, you may wish to review our page:
What is a personal injury claim? After an accident it is usually very important (from the point of view of making a claim) to preserve whatever evidence is available regarding the accident. This usually involves keeping/saving/storing/preserving whatever evidence it is possible to keep/save/store/preserve and photographing/videotaping all evidence that may for some reason be perishable or subject to change. It also involves locating and interviewing witnesses to the accident and others who may be familiar with the conditions which gave rise to the accident before memories fade or other reasons intervene to prevent the collection of this information. To examine these issues more closely, please visit the following page:
Inital Steps in Making Your Claim Every type of claim has a deadline for filing the claim in court. These differ from state to state. The deadlines given on this website are those applicable in the state of Hawaii- since Accident Lawyer Hawaii is located in Hawaii. This type of deadline is known as the Statute of Limitations. After the expiration of this time period, the claim usually will be lost- regardless of its merits. There are various exceptions to the deadlines (minority, incompetency, etc.), so it may still be worth evaluating a claim even after the deadline has expired. Please note that because of these deadlines, you must act promptly on any claims which you may wish to pursue. Here are some other links of interest for Hawaii accident claims:
Hawaii Accident and Personal Injury Claims Attorney- Lawyer Wm Lawson One of the first lawyer sites on the internet! Accidents and Personal Injury Hawaii- Attorney William Lawson- no frames, no flash programming, no multimedia, no Java programming and no tables- just the real stuff!
Hawaii Attorney - Hawaii lawyer Wm Lawson Hawaii Attorney - Hawaii personal injury lawyer William Lawson- Frames and Multimedia- voted the Best lawyer's Multimedia site on the Web!
Mesothelioma is a rare type of cancer caused by exposure to asbestos or asbestos related materials. Like most other forms of cancer, it is separated into two groups, malignant and benign. Rarely is mesothelioma benign, so frequently any mention of the condition refers to its malignant state, known as a tumor. A malignant tumor will grow and expand, and can spread cancerous cells into other parts of the body.
There are three main types of malignant mesotheliomas cells: epithelioid, sarcomatoid, and mixed/biphasic.
Epithelioid is the most common kind; 50-70% cases reported are of this type, which also has the best possibility of survival. This type affects the covering surrounding the internal organs and internal surfaces in the body. Sarcomatoid is much more serious, and it affects the secondary tissues such as bone, muscles, cartilage, and/or fat. This cell is much rarer, occurring 7-20% of the time. Mixed/biphasic refers to both types of cancers at once, and make up the rest of the 20-35% of the occurrences. Aside from the types of cancerous cells, there are three main types of mesothelioma, and each affects a different area of the body. The three types of this deadly cancer are:
Pleural mesothelioma is found around the pleural cavity around the lungs, and is responsible for 75% of all mesothelioma diagnosed. The second most common form is called peritoneal mesothelioma and affects the tissues in the abdomen, namely the stomach and intestines, and it accounts for approximately 10-20% of all reported cases. The rarest form is called pericardial mesothelioma, which affects the sac and lining surrounding the heart.
Regardless of the area it affects, mesothelioma is fatal. Survival rates are usually 1-5 years after diagnosis, but medical technology is rapidly improving not only the length but also of the quality of life for those victims of asbestos exposure who contracted mesothelioma.
Mesothelioma is truly one of the most devastating diseases imaginable. Thousands of people across the country must come to grips with the fact the asbestos industry put their own profits ahead of the safety of their employees and the public at large. Let our dedicated and experienced mesothelioma attorneys help you get the financial compensation you may deserve. Contact us today. ^ back to top ^
Pleural Mesothelioma - Mesothelioma of Pleura
Pleural mesothelioma is a type of cancer that affects the pleural sac that surrounds the lungs, and is caused by exposure to asbestos. Pleural mesothelioma is the most common form of mesothelioma with estimated 75% of all mesothelioma cases being of this form.
Description of the Pleura:
The pleura is a sac which contains the lungs and also a thin membrane called the mesothelium which secretes a fluid that enables the lungs to expand and contract during breathing. Inhaling asbestos causes a build-up of fibers inside the lungs, and due to the microscopic size and sharpness of the fibers it is possible for them to penetrate the walls of the lung and enter the pleural cavity. As they migrate from the lung into the pleural cavity, the sharp strands shred and mutilate the mesothelium, destroying it and potentially causing cancer.
Thickening of the Pleural Fluid and Cancerous Tumors.
Once asbestos fibers invade the pleural cavity, cancerous tumors may develop which thicken the pleural fluid and inhibit proper lung movement. Tumors can also constrict the lungs and press on the ribcage or other organs resulting in agonizing pain. Also, because the lungs are responsible for re-oxygenating blood, should the cancer advance directly into the lungs it is possible for the cancerous cells to spread into other parts of the body through the bloodstream. Pleural mesothelioma is often confused with less serious or deadly diseases such as:
Pneumonia
Common Cold
Whooping cough
The Flu
Laryngitis
Bruised/Broken Ribs due to chest pain
Sometimes there are no symptoms at all
Mesothelium Mutatation and Asbestos.
Scientists and doctors are do not know why asbestos fibers cause the mesothelium to mutate into cancer, but as more asbestos cases are reported, doctors are learning more and more about this devastating condition. It is believed that even one single fiber can begin the cascade of events that cause mesothelioma.
Diagnosis of Pleural Mesothelioma.
Although there is no cure for mesothelioma, early diagnosis provides doctors the opportunity to relieve a great deal of suffering, and prolong and improve many patients’ lives. These avenues of treatment depend on the extent of the condition and the progession of the disease.
Development of Pleural Mesothelioma:
Because the time it takes for the asbestos particle to turn cancerous is very great - sometimes between 30 to 40 years - it can be difficult to spot. Most cases of pleural mesothelioma develop in the sac that contains the lungs.
Common treatments for Pleural Mesothelioma include:
Surgery: Surgeons can remove all or part of the lung to excise tumors or prevent their spread. In some occasions fluid needs to be drained from the lungs, or in extreme cases the entire lung needs to be removed.
Radiation: Cancer is often treated with high doses of radiation. This treatment uses high energy waves to kill cancerous cells, but unfortunately it also kills healthy cells and causes a number of peripheral health problems.
Chemotherapy: Strong anti-cancer drugs are pumped directly into the tumors or taken orally can inhibit their growth and spread, but these drugs can also cause severe health problems in other bodily systems.
Affects of Pleural Mesothelioma:
Make sure that if you or someone you love has developed pleural mesothelioma, you owe it to yourself to take action. The asbestos industry allegedly knew of the dangers of their product, but rather than take action to prevent serious harm they hid this information from their workers and the public until the damage had been done. Now, thousands of people hurt by this deception are coming forward to collect compensation for their pain and suffering, and you could be the next person to receive restitution for their condition. Let us help you. Contact us today. ^ back to top ^
Peritoneal Mesothelioma
Peritoneal mesothelioma is a cancer that affects the thin cell membrane called the peritoneum. This collection of cells surrounds the gastrointestinal tract and provides lubrication for the stomach and intestines to move so that they may function properly. These organs must be able to move properly in order to properly digest and process food, and a failure in the peritoneum can result in severe and debilitating consequences. Unfortunately, the symptoms of peritoneal mesothelioma can be so subtle that it can be confused with other, less dangerous diseases, and this aspect of the disease significantly contributes to its already staggering mortality rate.
Common symptoms of peritoneal mesothelioma:
Stomach pain
Lower abdominal pain
Difficulty with bowel movements
Weight lost
Nausea
Loss of appetite
Weakness
Abdominal swelling
When asbestos is ingested, minute fibers enter the stomach and penetrate the stomach lining. As more and more fibers penetrate this delicate organ, the cells on the exterior lining begin to mutate into cancerous mesothelioma cells. These cells accumulate into tumors, and eventually overwhelm the peritoneum, killing off healthy stomach cells in the process. Furthermore, these tumors prevent the peritoneum from making the protective lining that aids the stomach in movement. In less drastic instances, the tumors on the stomach lining grow and exert increasing pressure on surrounding organs causing agonizing pain.
There is no cure for any type of mesothelioma, but certain conditions can aid in treatment. Age, type of cell affected, size and stage of the tumor, and whether or not the tumor responds to treatment greatly affect what course of action doctors can take.
Common treatments for peritoneal mesothelioma:
Chemotherapy: Strong drugs are used to shrink the size and kill tumors, but these drugs are extremely potent and often cause significant damage to other healthy cells. These drugs can be taken orally, or in some cases the drugs are directly introduced into the tumors if they are resistant to other treatment
Radiation therapy: Radiation is one of the ways to treat peritoneal mesothelioma. Powerful X-rays can kill diseased cells, but they also can kill healthy cells, and many people undergoing radiation treatment for peritoneal mesothelioma often suffer hair loss and other side effects.
Surgery: This most drastic option often involves the removal of the tumor or cancerous tissue in the abdomen or gastrointestinal tract. The necessity of surgery is generally based on the extent and progression of the cancer.
Vigorous treatment and early diagnosis are often the keys to long term survival. Unfortunately, mesothelioma lies dormant for years, so most victims do not experience any side effects until the cancer is extremely advanced. After the cancer has overwhelmed the stomach, it is rare for patients to survive longer than five years.
Victims of peritoneal mesothelioma
Many victims of mesothelioma take comfort in knowing that the asbestos industry will no longer injure innocent people through deception and blatant lies. Another source of comfort many victims discover is through the law. Thousands of people are taking action against the asbestos industry in order to recover financial restitution for their pain and suffering, and you could be next. Let our dedicated and experienced peritoneal mesothelioma attorneys help you get the compensation you may deserve. Contact us today. ^ back to top ^
Pericardial Mesothelioma
Pericardial mesothelioma is the rarest type of the three main malignant forms of the disease. The heart, as with any organ that requires constant movement to work properly, requires constant lubrication. Lubrication comes in the form of a thin layer of mucous, and in normal systems the heart beats on as normal.
Effects on the Pericardium
Pericardial mesothelioma affects the pericardium, the protective sac that covers the heart and provides lubrication so that it can beat properly. Asbestos exposure is the most common culprit of this debilitating form of cancer, a type that usually comprises 5% of all mesothelioma cases.
Pericardium Mutations
Inhaled asbestos fibers can pierce and shred the pericardium and cause mutations that can result in mesothelioma. Once the cancer begins to spread, it can cause chronic coughing, chest pain, shortness of breath, and heart palpitations. Like the other forms of the cancer, decades pass without incident as pericardial mesothelioma slowly destroys the tissues around the heart. Unfortunately, by the time symptoms appear it is usually far too late to treat pericardial mesothelioma with conventional drugs or therapies.
Common symptoms of pericardial mesothelioma include:
Shortness of breath
Different degrees of chest pain
Heart palpitations
Irregular heart beat
Coughing
Treatments for pericardial mesothelioma.
There are a few marginally effective treatments for victims of pericardial mesothelioma. Radiation treatments are usually the preferred course of action to help slow the spread of the cancer, and chemotherapy can provide help in bolstering the effects of the radiation. Another type of treatment involves “fine needle aspiration” to draw out excess fluid that collects in the pericardium, which can help relieve some symptoms. In rare cases, doctors perform surgery to remove the pericardium, although this is usually a treatment of last resort. This course of action usually only slows the growth of pericardial mesothelioma, for no amount of surgery, chemotherapy, or radiation will fully eliminate the cancer.
If you or a loved one developed pericardial mesothelioma as a consequence of asbestos exposure, you deserve a voice and you may have the right to seek financial compensation for your pain and suffering. Let a dedicated and compassionate mesothelioma lawyer help you get the restitution you deserve. You must act quickly, for the statute of limitations in your state could end your case before it has a chance to begin. Don’t wait - contact someone who understands your fear and frustration today. ^ back to top ^
Mesothelioma Cancer Cell Types
To understand mesothelioma is to understand cancer. Cancer is essentially uncontrolled cellular growth. Under normal circumstances, body cells in the hair, bone, organs, or blood grow to a certain point, die off, and are replaced by newer, healthier cells. Unfortunately, most cancer cells are damaged to some degree, and as the body reproduces them they begin to take over for healthy cells, leading to eventual system failure.
Mesothelioma cells are divided into three main categories: epithelioid, sarcomatoid cells, and a mix of the two types called biphasic mesothelioma.
Cancers like mesothelioma can affect virtually any type of cells in the body, often radically affecting the prognosis and treatment options for patients. The tragedy of mesothelioma is that it takes decades before most symptoms appear, and by the time the cancer is discovered it is too entrenched in the system to treat.
Epithelioid Mesothelioma
The most common and relatively treatable form of the cancer is Epithelioid mesothelioma. Under a microscope this type of the disease is seen as a papillary or tubular growth and generally affects membranes and tissues that cover organs and other internal bodily surfaces. Between 50-70% of mesothelioma cases fall into this category, and this type is most likely to respond to treatment
Sarcomatoid Mesothelioma
Sarcomatoid mesothelioma is the most serious form of the disease, as it rarely responds to any treatment whatsoever. Fortunately it is also the rarest, as it only strikes 10-20% of patients with mesothelioma. It appears as spindle-shaped pattern of cells that overlap one another, and generally arises from support tissues such as bone, cartilage, muscle, and fat. Death usually occurs within six months of diagnosis of sarcomatoid mesothelioma.
Biphasic Mesothelioma
Biphasic mesothelioma is not a condition unto itself, but rather it is a combination of the other two types. It can take on both the good and bad aspects of sarcomatoid and epithelioid mesotheliomas and 20-35% of all mesothelioma cases are mixed or biphasic. Mesothelioma is truly the deadly scourge of the 21st century. Because it takes decades before the first symptoms appear, many health professionals believe that there will be a mesothelioma epidemic in the decades to come. If you or someone you love was the victim of this deadly disease, you must consult one of our dedicated and experienced mesothelioma attorneys today. You may be entitled to compensation for your pain and suffering. Don’t delay. Call now. ^ back to top ^
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The Motorcycle Lawyer - is a motorcycle accident injury victim's first stop for legal advice and information. If you or somebody you know has been involved in a motorcycle accident and sustained injury, contact The Motorcycle Lawyer today!
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Bikers are often the victims of drunk drivers not paying attention to the road or unable to operate their vehicles with proper control. No matter what the circumstances of your accident, please take the time to talk to a lawyer about your case.
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Because mesothelioma is rare, most doctors are wholly unfamiliar with the diagnosis, progression, and treatment of mesothelioma. Thus, it is crucial, for patients to find surgeons and/or oncologists experienced in treating mesothelioma specifically. Three thousand patients annually means few doctors will see more than one or two in a lifetime, but it also means specialists will see hundreds, if not thousands, each year.
Specialist quick list: alphabetical by last name
The following list of mesothelioma specialists may help you in your search for a physician. This is by no means an exhaustive list and while we make every effort to keep this up-to-date, doctors and specialists do change jobs. Our last update is always available at the bottom of each page. (Physicians are listed in alphabetical order by last name.) Let us know if you see anything you believe is in error or out of date.
Select a name for more information, or view our mesothelioma doctor map to see all these specialists listed on a US map.
Robert G. Schock is a top serious personal injury attorney serving clients in the San Francisco Bay Area and throughout Northern California. If you have suffered a severe, disabling injury or the wrongful death of a family member due to the negligence or wrongful acts of another, Mr. Schock has the experience and legal expertise to help you obtain the full recovery to which you are entitled.
Founded in 1980, the Law Offices of Robert G. Schock offers a unique combination of legal expertise and hands-on personal attention. Unlike some firms, we limit our caseload so as to be able to devote our full attention to each client we take on. A fierce advocate and experienced litigator, Robert G. Schock has recovered millions in settlements and jury verdicts for clients throughout California, including in Oakland, Berkeley, Fremont, Hayward, Pleasanton, and Concord. Prior to forming his own practice, Mr. Schock worked as a defense attorney in insurance claims, giving him an in-depth familiarity with the strategies often used by the opposition. In addition, Martindale-Hubbell has awarded him its AV-Preeminent rating, indicating that peers rank him at the highest levels of professionalism and legal ability.
We understand that many clients come to us facing intense emotional and financial struggles, and are dedicated to making this process as painless as possible. We take all cases on a contingency fee basis, meaning that our clients pay no legal fees unless we successfully obtain recovery on their behalf. Additionally, our staff can accommodate Spanish-speaking clients.
To ask about your potential claim, contact Robert G. Schock today at (888) 688-4791 for a free initial consultation.
Cancer does not care who its victim is — no matter their age, status, celebrity, or life situation. For mesothelioma victims, many are unaware they are even at risk, because they had no knowledge of being exposed to asbestos years prior to their diagnosis. This frustration often causes mesothelioma victims to take a stand and do their best to inform others about the dangers of asbestos and the risk of mesothelioma. This rare cancer has affected thousands of people, who have used their knowledge and experience to become effective mesothelioma activists. Doctors, researchers, and lawyers who are also invested in finding a cure and better treatment for mesothelioma have used their knowledge and insight to spread the word as well.
Bernie and Karen Banton - As one of the most recognizable faces in asbestos and mesothelioma care reform, Bernie Banton's sincere activism has changed the way the world thinks about mesothelioma and its victims. Decades after being exposed to asbestos at a James Hardie plant in Australia, Mr. Banton was diagnosed with asbestosis, a non-cancerous condition caused by prolonged asbestos exposure. Months before his death in 2007, he was officially diagnosed with mesothelioma. Mr. Banton's brother died from mesothelioma in 2001, which prompted his activism for the disease. Bernie Banton was recognized with a number of awards and honors by Australia, and was given a state funeral in December 2007. Even after his death, Bernie's wife Karen continues to carry out her husband's wishes to promote mesothelioma awareness around the world.
Jason Addy - Jason Addy, a member of the Save Spodden Valley activist group, initiated a 1,200 mile bike ride to raise awareness for mesothelioma and its victims in June 2009. Joined by two lawyers who also had an interest in mesothelioma law and victims' rights, the group visited towns in England affected by mesothelioma and asbestos exposure prior to their ride. Addy's group, Save Spodden Valley, fought plans to build homes and a day-care center on the land of a former industrial plant that had been heavily contaminated by asbestos. Another goal of Addy's bike ride is to support and raise awareness for a campaign aimed at establishing a national center for asbestos-related diseases in the United Kingdom. More than 2,000 people in the UK are diagnosed with mesothelioma each year.
Indiana Victims - In late September 2009, mesothelioma victims from all around Indiana gathered at the state supreme court building to plead with a state commission, asking the court to amend a law and extend the statue of limitations granted to victims to file a lawsuit against the company or persons responsible for their condition. The current statute of 10 years is inefficient, as mesothelioma can take decades to develop. For many victims, it is too late to file a lawsuit by the time the cancer is finally found and diagnosed. Similar suits are occurring around the country each year, as mesothelioma becomes more mainstream and more people are being diagnosed with the fatal cancer. Victims in these states are also reaching out to the courts and advocating for change.
Bruce Vento - Former U.S. Congressional Representative Bruce Vento died of mesothelioma in 2000, but his fight still lives on. In 2008, Congress passed the Bruce Vento Ban Asbestos and Prevent Mesothelioma Act as an amendment to the Toxic Substances Control Act. The act places limits on the already tight asbestos regulations and seeks to eradicate it completely in the United States. The act will also help to fund public health programs aimed to provide asbestos education to the public. The Bruce Vento Hope Builder Award has also been established and is given to leaders, activists and researchers who are working hard to bring hope to the lives of those suffering from mesothelioma.
Conveniently located in Oklahoma City (OKC), the Office of Joseph J. Reinke has been handling personal injury claims and workers' compensation claims for seriously injured claimants throughout Oklahoma for over 35 years.
We are committed to providing the highest level of personal service and obtaining maximum compensation in your personal injury or workers' compensation case. Our mission is to hold the person or company responsible for your injury accountable for their actions.
The interests of insurance companies are often contrary to the interests of the injured person who calls with a claim. The insurance companies have lawyers protecting their interests and their assets. Why wouldn't you hire your own attorney to look out for you?
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Highly Experienced Oklahoma City Personal Injury Lawyer
"One of our greatest strengths is handling workers' compensation cases where a third party is at fault. Bob [Burke] and I work together, with Bob working the workers' comp claim to get the worker his or her compensation, while I work the personal injury claim to get the injured worker the additional compensation he or she deserves."
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For information on how our attorneys, Joseph J. Reinke and Bob Burke, can put their 35 years of legal service to work for you, call us at 405-463-2235 / 866-632-6204, visit us at our office (map-directions), or fill out our intake form on our "Your Case Details" page.
Any seeking to consolidate college loans may find that doing so will be both financially and administratively advantageous. Whether looking into the consolidation of federal financing or of funds provided by a private source, pulling a number of debts together under a single umbrella may decrease monthly payments and simplify the bill paying process. Federal financing generally comes under the heading of the Federal Family Education Loan Program, or FFELP, or the Federal Direct Student Loan Program, or FDLP. Both of these programs have lending options that allow students to pull together a number of separate debts that they may have accumulated during college years into a single loan. Longer loan terms can also go a long way to reduce the monthly payment. Attractive options such as fixed interest rates are also features that these lending options have in their favor. While obtaining a loan that extends from anywhere between ten and thirty years can certainly lower payments, the amount of my that will eventually be expended to retire the debt will, of course, be higher than with shorter term debt. There are many options to choose from, and a wise borrower will do careful research before moving forward to consolidate college loans.
Some of the different types of debt that can be consolidated by federal lending programs are the William D Stafford, the PLUS, and the Direct Stafford loan. When choosing to consolidate college loans, these lending options are generally processed through the Direct Loan Servicing Center. Students who are interested in checking out financing options can seek information through of these federal organizations. Free information packets as well as online information are generally readily available. Among the many benefits of choosing to consolidate college loans is obviously the financial reprieve that is available through lowered monthly payments. Other benefits might include a reduction in interest rates and an improvement in a borrower's personal credit rating. This improved credit rating is due to the fact that credit ratings can rise each time a loan is paid in full. The higher scores, coupled with the fact that monthly payments have been greatly decreased, can go a long way in improving the financial picture of the average consumer. There are, of course, some requirements for these lending opportunities. No loan that is in default can be part of a consolidation program. In addition, any debt that totals less than ten thousand dollars is not eligible for consolidation. A borrower must also be a graduate, or, if the borrower is still enrolled in school, must be only a part time student.
Often it is the parent rather than the student who is paying off a graduate's education debt. There are also federal programs that are available that allow these parents to consolidate college loans. of these programs is called the Federal Parent Plus program. As long as the parent's credit is high enough to qualify, they can take advantage of the same kinds of terms, interest rates and benefits that are offered to students who are attempting to consolidate college loans, along with some additional benefits. A variety of educational expenses can be covered by this funding including my that was spent to cover books, supplies, lab costs, room and board, and travel expenses. A credit rating of 625 or higher is generally required for this financing. However, no collateral is required for this financing and in some cases the interest that is paid may be tax deductible. The choice to bring all debt under loan can be a cost saving choice for both parents and students alike. The Bible talks about the benefits of trusting God. "As for God, his way is perfect: the word of the Lord is tried: he is a buckler to all those that trust in him." (Psalm 18:30)
Another source of funding can be found in the private student loan. Debt that has been accumulated through private lending sources can be consolidated as well. Most lenders who offer private financing also offer funding to cover all educational expenses. Once a student has graduated, any private loans that have g toward undergraduate or graduate degrees can be combined to consolidate college loans. Some lenders set a limit of not more than two hundred and fifty thousand dollars of total accumulated debt. For some of these financing options, a borrower will need to obtain a qualified co-signer. Unlike federally insured loans, obtaining a private loan is dependant on the borrower's credit. A healthy credit score that is based on timely debt pay off is needed before any kind of private loan consolidation can be achieved. As with any kind of borrowing, the higher the potential borrower's credit score, the better the terms and interest rates that will be available.
A combination of federal and private loans can not be included in debt consolidation loan. To consolidate college loans, private debt can only be combined with other private debt. In the same way, federal loans can only be combined with additional federal debt. In the case of federal debt, the interest rate on the new loans will be based on an average of all the loans that are being combined. The only exception to this would be if all of the debt that is involved in the consolidation happens to have the same interest rate. There are many web sites that include information on how to combine educational debt into loan. Whether choosing to consolidate federal or private debt, pulling all of this debt into loan can be very beneficial for students who are struggling to handle monthly payments.