Payday Loans

Payday Loans are designed for easy access to credit – most payday loan lenders will accept all manner of cases and will have very simple criteria. This usually means applicants must: be at least 18 years of age, have a minimum monthly income (around £300 or less) and be a UK resident. These payday loans (no credit check required) are processed on application and money is received quickly – often the same day.
Most payday loans range between around £80 - £800 but this can vary so check when applying. Below we have listed a range of payday loan providers and brokers. Compare all the main features but look for specific features which might be beneficial to your personal case too – such as a flexible term. Once you have chosen your ideal provider, just click on 'Apply'.

COMPANY	TYPE	LOAN AMOUNT	REPAYABLE £100	TERMS	ID REQUIRED	APR	DEBIT CARD	BANK ACCOUNT	APPLY
Payday Bank	Broker	£80-£750	125%	View Terms Name, current address, 2 contact phone numbers, email address, work and income details, bank account details	Generally not required – Payday Bank offer instant online approval	1286%	No	Yes
	High acceptance rate! Payday Bank provides access to many payday loans - no credit check needed. Borrow any amount between £80 and £750 payable within 31 days - though it is possible to roll the loan over 2 times - ie 3 months total. A simple debit card transaction is used for repayment.								Services Services Payday Loan broker Advantages Advantages 1. Possible to roll the loan over 2 times - ie 3 months total Same day deposit. Disadvantages Disadvantages 1. High APR.
QuickQuid Payday Loan	Lender	Up to £1000	120% - 129.5%	View Terms Applicants must have a valid bank account, receive a regular paycheque, be at least 18 years of age and a UK resident.	No - nothing to fax, no paperwork to post	1733.5%	No	Yes
	EXCLUSIVE OFFER! Use promo code BCGS30 to save 30% on a short-term loan from QuickQuid. Get up to £1000 today! Free 1-hour funding for all customers! (New customers get up to £1000, existing customers get up to £1500). Apply online in five minutes from the comfort and privacy of your own home. We only charge interest for the length of time you borrow from us. At QuickQuid, we are completely upfront about the cost of our cash advances — there are no hidden fees. See QuickQuid Rates & Terms for details.								Services Services Payday Loan Lender Advantages Advantages 1. Up to £1000 Today, Free Same-Day Funding 2. Save 30% with promo code BCGS30 3. Apply in 5 Minutes from the Comfort and Privacy of Home 4. Quick Approval 5. Less-than-Perfect Credit OK Disadvantages Disadvantages 1. High APR.
PurplePayday.com	Broker	£100-£750	125%	View Terms 18 or over, in full time employment earning £750 per month. Payment should be within 31 days.	None - Bank Account (debit card if possible but not required)	1286.1%	No	Yes
	Instant decision made - no need for faxing or posting information and no credit checks. Just complete the short application form. Debit card is not even needed - you just need a bank account. Application is very easy and very clear. Apply before 3pm Monday to Friday funds will be deposited into your account the same day. Apply after 3pm and funds will be deposited the next working day.								Services Services Payday Loan Broker Advantages Advantages 1. Funds deposited very quickly - can be same day. 2. Easy to understand and use application form. 3. Every 100 customers will be entered into a random prize draw to receive £100 cash back into their account instantly. 4. Debit card not necessary to receive funds (though may help). Disadvantages Disadvantages 1. Have to be earning £750 per month. 2. High APR.
Wonga	Lender	£1-£400	From 105% to 129% dependant on term	View Terms Applicants for loans will only be approved if they are UK residents and over 18 years of age. Credit score and credit history will be taken into account.	None - just bank account and debit card required.	2689%	Yes	Yes
	Wonga.com is the unique ‘same day cash’ lender – you only pay the interest for the length of time you borrow from us. Traditional ‘PayDay lenders’ sting you with interest for a full 30 days, no matter how long you actually need the money for. If you pay back early, they still charge you the full amount. With Wonga.com, if you pay back early, YOU PAY BACK LESS. You pay the interest to that day ONLY. We are also the FASTEST lender; if accepted, you'll get the money in your bank account within 15 MINUTES, GUARANTEED. So if you want a loan to suit your needs, rather than the lenders’, come to Wonga.com – little loans. lots of control.								Services Services Payday Loan Lender Advantages Advantages 1. Very user-friendly calculator / sliding scale on homepage to view your possible loan, term and interest. 2. Choose your repayment by the day - the shorter the loan the less you pay Disadvantages Disadvantages 1. APR is high - though loan is only 31 days maximum.
Payday Express	Lender	£80-£800	125%	View Terms Applicants 18 years living and working in UK. Wages paid directly into a UK bank account and must have debit card.	Generally not required – Payday Express offer instant online approval.	1286.1%	Yes	Yes
	Borrow £80-£800. Payday Express offer a quick and easy online application with instant approval decisions and same day cash transfers. Apply online in minutes and get cash in your bank today! They charge £20 for every £80 borrowed.								Services Services Online Payday Loan Lender. Advantages Advantages 1. Easy online application. 2. Same day cash. Disadvantages Disadvantages 1. High APR.
Provident Personal Credit Loan	Lender	£50 - £300	272.2%	View Terms Applicants must be at least 18 years of age and a UK resident. Repayment period 14 - 31 weeks	You will require proof of ID, address and income. National Insurance number may be required.	272.2%	No	No
	With only 14 weekly repayments our budget loan is perfect for paying those unexpected bills, emergency home repairs or anything else that might crop up out the blue. The budget loan is available from £50-£300 and could be delivered direct to your door within a few days of filling out our online application and meeting your local agent.								Services Services Payday Loan Lender Advantages Advantages 1. You can spread your repayments over 14 weeks 2. There are no large lump sum repayments to worry about 3. No bank account needed 4. There are absolutely no hidden charges  5. Your friendly agent will call at your home to collect your weekly payments 6. We could help if you ever need us again Disadvantages Disadvantages 1. High APR
Lending Stream Payday Loan	Lender	£80-£1000	N/A	View Terms Steady monthly income, 18 years and above, residence in the UK, bank account with direct deposit, valid debit card, take home of £750 per month.	NONE	2641%	Yes	Yes
	Lending Stream offers online payday loans up to £400 for new customers and up to £1000 for existing customers. The loan product offers you flexibility in repayment so you can pay back the loan in 30 days or take as long as 6 months (depending on the loan amount approved). You can choose to pay in instalments or make an early payment (without prepayment penalties) to minimize the total interest. News: Avail free CHAPS (same day) transfer in December by being among the first 20 customers of the day! Conditions apply. Rush..!								Services Services Payday Loan Lender Advantages Advantages Same day CHAPS (FREE for first 20 customers each day in December!) and free BACS (2-3 days) transfer options Two-minute application process Instant decision Existing customers can receive up to £1000 Flexible Repayment Plan - repay in 30 days or avail automatic rollovers for lower monthly repayment amounts (up to 6 months depending on amount) Disadvantages Disadvantages New customers receive only up to £400
Now! Payday	Broker	£80-£750	125%	View Terms 18 and over, valid bank account, employed earning £650 per month, UK resident, payment should be within 31 days	None - Bank Account (debit card accepted but not required)	1286.1%	No	Yes
	Borrow from £80 - £750 with Now PayDay! It's all online, takes just minutes to apply and you could have the money in your account within an hour (if approved before 3pm on a weekday). Money transferred to your bank account at NO extra charge. Please note that the average first time payday loan amount varies between £185 to £200.								Services Services Get cash in 24 hours and use it for any purposes. Advantages Advantages 1. Instant Approval and Money --- Apply before 3pm Monday to Friday and the funds will be deposited into your account the same day 2. Simple and quick online application – takes no more than 2 minutes to complete 3. No need for debit card – bank account is enough 4. Safe, secure, and confidential – fill out the application from the privacy of your own home Disadvantages Disadvantages 1. Have to be earning £650 per month
THL Direct Payday Loan	Lender	£80-£750	125%	View Terms Applicants must be at least 18 years of age living and working in the UK. Wages must be paid directly into a UK bank account and applicants must have a debit card for this account.	On application	1385%	Yes	Yes
	THL Direct offers a fast and easy way to obtain short-term emergency finance. Apply online today and you could have funds cleared in your bank account by the end of the day. You are also able to apply for loan extensions, which allow you to extend your full repayment date by just making a minimum payment of interest plus admin charges.								Services Services You can opt for either fast track or 48 hour loans Advantages Advantages THL are a lender - application is direct to the lender Get up to £750 today Disadvantages Disadvantages You may require proof of ID You must take home at least £900 per month
Fancy a Payday	Lender	£80-£750	125%	View Terms Applicants must be at least 18 years of age living and working in the UK. Wages must be paid directly into a UK bank account and applicants must have a debit card for this account.	Generally not required	1385%	Yes	Yes
	Apply online direct to the lender in Minutes and get cash in your bank today. To be eligible, wages must be paid directly into a UK bank account and applicants must have a debit card for this account. New: The Lender will now accept cheques for payment								Services Services Payday Loan Lender Advantages Advantages 1. Fancy a Payday are a lender. 2. They Accept Debit card and Cheques as method of payment. 3. Get up to £400 today Disadvantages Disadvantages 1. You may require proof of ID 2. You must take home at least £750 per month
Payday UK	Lender	£80-£750	£125	View Terms 25% per hundred regardless of time period.	Bank and debit card details	1355%	Yes	Yes
	Payday UK offer payday loans for up to 30 days which should be repaid in one single payment on your payday. Payday UK do not charge any administration fees if you decide to take a loan out with them, they do however, charge you £25 per every £100 borrowed. Payday UK now do deposit runs on Saturdays and Sundays. This means you will not have to wait until Mondays to get your money when you apply at the weekend.								Services Services Payday Loan Lender Advantages Advantages 1. Quick and easy to apply online. 2. Money can be deposit straight into your bank account. 3. They have a good acceptance rate. 4. Payday UK now do deposit runs on Saturdays and Sundays. This means you will not have to wait until Mondays to get your money when they apply at the weekend. Disadvantages Disadvantages 1. They will charge you the sum of £10 per letter for the second, third, fourth and fifth letter that they send to you in respect of the collection of any outstanding sums on your account
TxtLoan Payday Loans	Lender	£100	£110	View Terms You must be living in the UK, get a regular minimum £400 income, have mobile phone and e-mail address	Reachable on the phone and they are able to validate your debit card	894%	Yes	Yes
	TxtLoan offer a fully online and easy to access Payday loan service. You can apply online, follow the instructions on the display, confirm your credit agreement and the money will be sent to your bank account instantly. You can apply for £100 anytime you want.								Services Services 1. Your account will be active for 3 months Advantages Advantages 1. Loans approved in minutes 2. Cash transferred to your account instantly 3. Control your borrowing You receive the cash in your bank account within minutes 4. They debit your account seven days later 5. You continue to use their service whenever you need it most 6. Receive £10 if you refer a friend 7. Mostly faxless 8. Opened Monday -Friday 24h a day S-T 10 am - 6.30 pm Disadvantages Disadvantages 1. £1 handling fee (plus your standard network rate) will be charged to your mobile phone for each text message you send 2 You can only borrow £100 3 You must remebner your PIN, as you need it to log in into the system and each time you apply for a loan via SMS text message. 4 Loan overdue administration fee £25
Safeloans Ltd	Lender	£50-£500	From 101% to 129%	View Terms Applicants must be 21 years of age living and working in the UK. Wages must be paid directly into a UK bank account.	Generally not required – Safeloans Ltd offer a ( 2 Hour Online Approval )	2120.1%	Yes	Yes
	Safeloans Ltd offers cash loans the same day and at a daily rate. You only pay the interest for the length of time you borrow the loan. Traditional ‘PayDay lenders’ charge interest for a full 30 days, no matter how long you borrow the money for. Safeloans Ltd offers a quick and easy online application with instant approval decisions and same day cash transfers. Apply online in minutes and get cash in your bank today.								Services Services Easy Online Application Advantages Advantages 1. Daily Rate Of Interest 2. Easy Online Application 3. Same Day Payout Disadvantages Disadvantages 1. High APR. 2. Payday loans are not a solution for long term financial problems.
Today Loan	Broker	£100 to £1000	generally 25% (dependent on lender).	View Terms Aged 18 or older in employment or self-employment. Payday Loans to be paid back on next pay day	Some lenders will not ask for identification but you will need to provide bank account details	1737	No	Yes
	Today Loan offer customers throughout the UK an unrivalled chance of being approved a Payday Loan by comparing the Payday Loan market for you - so you do not have to. By working directly with UK Payday Loan Lenders we can have a decision to you instantly and the opportunity to have the money deposited into your bank account the same day you apply. Today Loan make the whole process of applying for a Payday Loan simple. A 2 minute application form - instant search of lenders - quick access to your money.								Services Services Payday Loan Broker Advantages Advantages Excellent acceptance rate Quick and simple application form Same day approval and access to your money possible You may not need to provide any paperwork Some lenders will not need to credit search you Disadvantages Disadvantages You need to be employed or self-employed
Quid Till Payday	Broker	£80 - £750	Dependent on lender	View Terms You must be at least 18 years of age, have a job, and receive regular pay.	Personal details and income information	Dependent on lender	Yes	Yes
	Quid Til Payday offer Payday loans between £80 - £750. You can apply online and the cash will be directly deposited into your bank account is as little as 1 hour with no hassles. You can obtain £750 even if you have bad credit and you will receive an instant decision on your application as soon as you apply.								Services Services Payday loan broker Advantages Advantages 1. No Credit Check 2. Free to apply. 3. Cash within hours. 4. Instant decision Disadvantages Disadvantages 1. You must submit your details to find out APR and amount repayable on £100. 2. You must have a bank account
247 Cashline Payday Loans	Broker	£100-£1000	125%	View Terms 18 or over, in full time employment earning £750 per month. Payment should be within 31 days.	None - Bank Account and debit card only	1355%	Yes	Yes
	Cash available for you 24/7 - Complete the short application form. Within a few moments 247 will let you know if you have been approved. Then just accept your loan agreement electronically simply via the internet. If you apply before 3pm Monday to Friday they will deposit into your account the same day. Apply after 3pm and they will deposit your funds on the next working day. If you need funds in your account on a Monday then simply apply over the weekend and they will take care of the rest.								Services Services Payday Loan Broker Advantages Advantages 1. Can apply over weekend and get money by Monday. 2. Apply before 3pm Mon-Fri and you can get the cash the same day. 3. Various Lenders approached to find you the best chance for a loan. Disadvantages Disadvantages 1. High APR.
Cash Rush Online	Broker	£80-£750	125%	View Terms Various lenders so terms and conditions will be variable.	None - just a bank account	1355%	No	Yes
	Cash Rush Online are an online Payday Loan broker with 6 lenders - so they will contact 6 lenders to try and find you the Payday Loan you need and increase the chances of a loan. No fax or documents reuqired.								Services Services Payday Loan Broker Advantages Advantages 1. Will search 6 lenders to find the loan you need. Disadvantages Disadvantages 1. High APR.
Mister Cheque	Lender	£100 to £750	£ 118.42	View Terms This offer is subject to review by our underwriting team of your personal financial circumstances.	Name, adresss, email, date of birth	Varies - between 66.39 % and 107.48 %	Yes	Yes
	Mister Cheque offers payday loans of between £100 and £750 for all borrowers - even if you have a bad credit history, CCJs or arrears. The payment period is over 3 months - it is cheapest to pay back the loan quickly.								Services Services Payday loans Advantages Advantages Can spread the payment over 3 months No credit checks Borrow up to £750 Disadvantages Disadvantages APR may be high and varies according to amount borrowed Bad repayment can adversely affect credit rating
CUS4 Payday Loans	Broker	£80 - £1000	On application	View Terms They work with several leading Loan Specialists and send your application to one at a time, until your loan is approved.	Name, address, telephone, email, date of birth	Dependent on lender	Yes	Yes
	Whatever you need a loan for, Cus4Loans can find you loans of between £80 to £1,000. No matter if you have been turned down elsewhere - Cus4 Payday Loans can find lenders willing to take on even self employed applicants, as well as those with poor credit.								Services Services Borrow between £80 - £1000 Advantages Advantages Borrow between £80 - £1000 Poor credit history applicants are eligible Self employed, tenants and homeowners all welcome Disadvantages Disadvantages APR only stated after application (as this is a broker) There may be additional broker fees of up to £49
Cash Genie	Lender	£75-£750	130%	View Terms Applicants must be at least 18 years of age living and working in the UK. Wages must be paid directly into a UK bank account and applicants must have a debit card for this account.	Generally not required Cash Genie offer instant online approval	2330%	Yes	Yes
	Borrow £75-£750. Cash Genie are one of the newest and quickest growing payday loan companies in the U.K. Apply online or on the phone and you could have the money in your account today. They charge £30 for every £100 borrowed.								Services Services Payday Loan Lender Advantages Advantages Quick service Great customer service Disadvantages Disadvantages
UKPayDayToday.co.uk	Broker	£80 - £1000	Ask on application	View Terms You must be over 18 and in permanent employment	Banking and employment information	Ask on application	Yes	Yes
	UKPaydayToday.co.uk match consumers with prospective payday loan lenders participating in their network of payday loan lenders. You can borrow between £80 and £1000 even if you have bad credit. Funds can be deposit into your bank account within 24 hours of applying for a payday loan.								Services Services Payday loan broker Advantages Advantages 1. Immediate approval. 2. Poor credit, no problem. 3. Funds are deposited directly into your checking account within 24 hours 4. You can receive up to £1000 Disadvantages Disadvantages 1. The webiste has limited information on it. 2. You have to apply to obtain the fees and rates
Flex Cash	Lender	£80-£1000	£130	View Terms Applicants must be over 18 years of age, residing and working in the UK. They should receive a minimum monthly salary of £750, paid directly into a UK bank account. A valid debit card is mandatory.	No documentation required generally	2641.10%	Yes	Yes
	Flex Cash, as the name suggests, is a lender offering complete flexibility in transactions. If you are looking for a repayment plan that allows you to manage your monthly cash flow more effectively, you have reached the right place. You also get to choose between same-day paid transfers and 3-day free transfers. Loan amounts range from £80-£480 for new customers. If you are a repeat customer, you may receive up to £1000. The application process is simple and it takes just a few seconds for the decision to come through.								Services Services Payday Loans Advantages Advantages Cash within 24 hours Flexibility in repayment Instant Decisions Secure transactions, no documentation Disadvantages Disadvantages A nominal fee of £15 for ‘Express Cash’ same day transfers. Payday loans are not a long term solution for financial problems
The MoneyFinders	Broker	£100 - £750	£125	View Terms You must have a valid bank account, be at least 18 years old, employed and receive a regular paycheque.	Bank account and employment details	1355%	Yes	Yes
	TheMoneyFinders provides consumers with instant access to a number of top payday loan providers. You can easily apply online and TheMoneyFinders will attempt to match you with a lender willing to loan you up to £750. The repayment is usually debited from your next paycheck with the use of your bank debit card.								Services Services Payday loan broker Advantages Advantages 1. Bad Credit OK. 2. No faxing required. 3. Instant approval 4. Obtain up to £750 Disadvantages Disadvantages 1. Not all lenders can provide up to £750 2. The average first time payday loan amount varies between £185 to £200.
Thames Financial Loan Services	Broker	£80 - £750	Variable	View Terms Variable - Thames Financial is a Payday loan broker, so various lenders are used. They may have varying terms.	Personal and Employment details	1286.1%	Yes	Yes
	Thames Financial are a payday loans broker. You simply enter your requirements on an quick and easy online form; then they will try to find you a loan that suite your needs. Get between £80 to £750								Services Services Payday Loan Broker Advantages Advantages 1. No credit checks 2. Easy One-Page Application 3. Thames Financial are a Broker so will try several lenders Disadvantages Disadvantages 1. You are not dealing with the actual lender directly
Payday Search	Broker	£80-£750	125%	View Terms Applicants must be 18 (or over) years of age, employed and reside in the United Kingdom (England, Northern Ireland, Scotland, or Wales), and have salary paid directly into a bank account.	Dependant on Lender	1355%	No	Yes
	Payday Search will search the web to try to find you a loan that suits you. You just need to fill in a 1 page form, Payday Search will search lenders for a loan, and you will get an instant decision. Your money will be available in 24 hours or less.								Services Services Payday Loan Lender Advantages Advantages 1. Payday Search will look at many lenders to find you a loan. Disadvantages Disadvantages 1. Varying APR dependant on lender.
Payday Finder	Broker	£80-£750	125%	View Terms Applicants must be 18 (or over) years of age, employed and reside in the United Kingdom.	No - may help to find a lender if you provide National Insurance number.	1400%	No	No
	With Payday Finder, you can borrow between £80 and £750 immediately abnd you will know right away the status of your payday loan advance as ypu get an instant decision on application. There are no credit checks, and you can get your money as quickly as the same day.								Services Services Payday Loan Broker Advantages Advantages 1. Instant Decision. 2. No credit checks. 3. Payday broker - so will approach several lenders. Disadvantages Disadvantages 1. Interest and APR rate not stated - dependant on lender.
Mr Lender	Broker	£50-£500	£125	View Terms Must be over 18 and have valid debit card linked to bank account the money is placed into. Must also earn over £750 per month. An underwriter may contact you at work to confirm your employment details.	Sometimes bank statements or utility bills are required, but very rarely.	1990	Yes	Yes
	MrLender.com is one of the newest payday loans lenders to come to market in the UK. He currently charges £25 for every £100 that is borrowed. There is an option to have the money in your bank account within the hour, if required