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Donate Umbilical Cord Blood


Babies Are Amazing. View this short video and learn how a baby's birth can give hope to others.


Donate umbilical cord blood. Give birth to hope®.

A joyous event for you could become the same for someone in need. In the past, when a baby was born, the umbilical cord was thrown away. But today, blood from the umbilical cord can be collected after your baby's birth and donated to a public cord blood bank to help someone with a life-threatening disease.

Donating is a simple thing. Receiving can be everything.

If you choose to donate umbilical cord blood, your labor and delivery are not affected. No blood is taken from your baby, only from the umbilical cord itself after your baby is born.

Get information to help you make an informed decision

Learn how to donate

  • How to donate cord blood – Get a step-by-step overview of the donation process, including your role, how cord blood is collected in the hospital and what happens at the public cord blood bank
  • Learn if you can donate – See medical eligibility guidelines for donation
  • Where to donate – Find out if your hospital works with a public cord blood bank and whether there is a public bank in your area

NMDP commitment to cord blood donation

For 20 years, the National Marrow Donor Program® (NMDP) has matched donors and patients to facilitate bone marrow transplants and help save lives. Today, the NMDP is committed to partnering with cord blood banks around the world to build a strong network and inventory of high-quality cord blood units available to any patient who needs a transplant.
In 2006, the NMDP was selected by the U.S. federal government to operate the nation’s Cord Blood Coordinating Center. We are also conducting a research study on cord blood transplantation and patient outcomes. (Learn more about our network of banks in the United States — listed in Where to Donate — as well as international cord blood registries.)

Education Loan Consolidation


You have finally done it. You have completed your higher education and are on your way to the great job of your dreams. What about those student loans? You cannot let this stand in your way of great financial success. You need education loan consolidation and you need it today! Too many people get stuck with the overwhelming burden of these student loans and are too scared to do anything about it. Do not let this be you. You need to get on top of those loans and eliminate them as quickly as possible. The financial freedom that comes with education loan consolidation is great.
It is important to know that student loans are very helpful. After all, the loans help you receive this great education. But like any other loans or debt, you need to eliminate them as quickly as possible. The less money you owe, the easier it will be for you to start making money. Education loan consolidation is a very simple process, and it is definitely worth your time. When you consolidate you will learn how you can make your loan payments easier on you.

dui lowyer torrance

Over Half a Century of Combined Experience Successfully Defending the Criminally Accused.


This Holiday Season, South Bay police agencies are pulling out all the stops on DUI enforcement. DUI Sobriety Checkpoints will be frequent and plenty before, during and after Christmas and New Years'. If you or a loved one has been arrested for DUI in Torrance, Carson, El Segundo, Palos Verdes, Manhattan Beach, Redondo Beach, Hermosa Beach or any other part of the South Bay or Los Angeles or Orange County, call Torrance's Premier DUI Defense Lawyers: 877-338-4489 or e-mail us.

Our attorneys stand with you and defend you vigorously. Our office has a combined criminal defense experience of over half a century.  We have represented thousands of criminal defendants since our doors opened in 1987.  Our criminal defense attorneys are former Los Angeles Deputy District Attorneys, that is, former prosecutors who put their knowledge, experience and skill to work for you.  One of our founding partners, Robert Ernenwein, is a board certified criminal law specialist and "Super Lawyer"Bruce McGregor, co-founder of our firm, is a former Los Angeles prosecutor and also considered a "Super Lawyer."  Lorgio Coimbra, a fluent Spanish-speaker and former immigration attorney, puts his knowledge to work for clients whose immigration status may suffer the complications of a criminal case.

We will fight for you.

Contact one of our Criminal Defense Attorneys or DUI Defense Attorneys today at McGregor & Ernenwein for a free consultation at 310-782-0552.   You can also e-mail us (using our contact form on the sidebar).  We are available 24 hours a day.

Our attorneys not only have the expertise to build a strong defense on your behalf, we also have had over two decades of daily contact with prosecutors and judges in Los Angeles and Orange County.  We have established a reputation of being aggressive and effective defense attorneys for our clients. 

At the Law Offices of McGregor & Ernenwein, we are committed to being available for each and every client.  When you are represented by our law firm, your case will be handled directly by a knowledgeable lawyer who understands what you are going through. Our attorneys regularly handle cases involving the following:

Contact our office
for a free consultation at 877-338-5589.

We represent clients throughout Los Angeles, in addition to the South Bay.  These cities include Alhambra, Arcadia, Artesia, Avalon, Azusa, Baldwin Park, Bell, Bell gardens, Bellflower, Beverly Hills, Burbank, Calabasas, Carson, Cerritos, City of Industry, Claremont, Commerce, Compton, Covina, Cudahy, Culver City, Diamond Bar, Downey, Duarte, Eagle Rock, East Los Angeles, El Monte, El Segundo, Gardena, Glendale, Glendora, Hawaiian Gardens, Hawthorne, Hermosa Beach, Huntington Park, Inglewood, Inland Empire, Irwindale, La Canada Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lakewood, Lancaster, Lawndale, Lomita, Long Beach, Lynwood, Malibu, Manhattan Beach, Marina Del Rey, Maywood, Monrovia, Montebello, Monterey Park, Norwalk, Palos Verdes Estates, Paramount, Pasadena, Pico Rivera, Playa Del Rey, Pomona, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Seal Beach, Santa Clarita, Santa Fe Springs, Santa Monica, Seal Beach, Signal Hill, South El Monte, South Gate, South Pasadena, Temple City, Torrance, Vernon, Watts, Walnut, West Covina, West Hollywood, Westlake Village, and Whittier.

Bail Review & Reduction

Our Torrance criminal defense lawyers (Los Angeles criminal defense lawyers, Carson criminal defense lawyers, El Segundo criminal defense lawyers) have a combined experience of more than 50 years representing individuals at bail review hearings. Call us at 877-338-4489 for your free consultation with one of our bail review lawyers.

Vandalism

California Penal Code Section 594 criminalizes vandalism.  If the amount of damage you are accused of having caused is less than $400, you will be charged with misdemeanor vandalism; if it is above that amount, however, you are facing a felony charge. Vandalism is not something to handle lightly and it is not recommended that you represent yourself in something as serious.  You require the services of an aggressive, experienced and knowledgeable criminal defense lawyer.

Domestic Violence

Domestic Violence may be charged as a felony.  It is often possible to get charges reduced to misdemeanors or dismissed entirely.  Contact a Los Angeles defense attorney today at the Law Offices of McGregor & Ernenwein for advice regarding your case.

Drug Possession

Possession of drugs for personal use in California is a criminal offense. The gravity of the offense (whether it will be charged as a felony or misdemeanor) depends on the type of drug you are accused of having possessed. Being in possession of cocaine, heroin, methamphetamine, or designer drugs will typically result felony charges. Marijuana (cannabis) possession will usually incur misdemeanor charges. Our Los Angeles criminal defense lawyers have a combined experience of more than 50 years defending persons accused of drug possession for personal use.

DUI Defense

If you are found guilty of DUI in California, you could be facing jail time and your driver's license will be suspended. You will be fined and may have to attend an alcohol education program. At the Law Offices of McGregor & Ernenwein, we have defended thousands of clients accused of driving under the influence in court and have been able to negotiate reasonable settlements. Our Los Angeles DUI lawyers are at the criminal courthouses in Los Angeles and Orange County every day, defending our clients. Don't wait to contact a Los Angeles DUI attorney. Contact us today at 877-338-4489 for a free case review.

Theft Charges

Petty theft, shoplifting, grand theft, embezzlement, identity theft and burglary are all crimes that could end in a jail sentence.  These offenses can also be reduced to misdemeanors.  Talk with a Los Angeles criminal defense lawyer (Torrance criminal defense lawyer, South Bay criminal defense lawyer) at the Law Offices of McGregor & Ernenwein for advice regarding your theft case.

Weapons Charges

You can be arrested for carrying a firearm in public or in your vehicle.  Police officers often make arrests as felony charges, but it is possible to get your charges reduced.  Contact a Los Angeles criminal lawyer (Torrance Criminal Defense Lawyer, South Bay Criminal Defense lawyer) to find out how to avoid a felony charge.

Pre-Filing Investigations

If you’ve been arrested for a crime but have not yet been charged with a crime, you may be anxious and worried about what happens next. The anxiety of impending charges can be terrifying and overwhelming. Our Los Angeles criminal defense lawyers have a combined experience of more than 50 years conducting pre-filing investigations.

Warrant Recall

Imagine having to look over your shoulder or shuddering every time you see a police officer or a patrol car, fearing that you might be arrested at a moment’s notice. If you believe you have committed a crime, or are under suspicion for it, or if you failed to make a court appearance, there may an outstanding warrant for your arrest.
But there is hope. Our Los Angeles criminal defense lawyers have a combined experience of more than 50 years having warrants "recalled and quashed" for our clients.

Housing Violations

If you are a property owner or landlord who has been accused of a Los Angeles housing violation, you need to contact a defense lawyer immediately. You could be criminally prosecuted and may have your rents forfeited if you are found to be in violation of the Los Angeles Municipal Code.

Three Strikes Law

Under the "Three Strikes" law, a conviction for a felony or violent crime can result in a "strike" on a person's criminal record. With each strike, the sentencing consequences for a defendant will increase dramatically. Our Los Angeles criminal defense lawyers have over half a century of combined criminal defense experience. They are knowledgeable and skillful and fighting off strike convictions for our clients.

Hit and Run

If you were involved in an car accident and failed to stop at the scene, it is likely (after an investigation identifying you as the driver) that you will be arrested and brought up on “hit-and-run” charges.  If death or serious injury was involved, the charges will be elevated to felony status, subjecting you to possible lengthy incarceration and heavy civil penalties.
But don't despair: we can defend you.  Our Los Angeles criminal defense lawyers have a combined experience of more than 50 years defending persons accused of hit and run (California Vehicle Code section 20002).

Murder

Arguably the most serious accusation you can face in California, a murder charge can change your life forever. Murder is the unlawful killing of a human being with malice aforethought.  If you are convicted of murder, you may be imprisoned for 25 years to life (without the possibility of parole).  Because the death penalty has not been abolished in California, you can be sentenced to death. Our Los Angeles criminal defense lawyers have over half a century of combined criminal defense experience on their side. They are "Super Lawyers" and Robert Ernenwein is a board certified criminal law specialist.  Hire an experienced, knowledgeable criminal defense law firm that will fight for you: hire McGregor & Ernenwein.

Expungements

Don't let the stain of a criminal conviction haunt you for the rest of your life.  Having a criminal record can be an anchor in your life, stopping you from getting that job that you want, or securing or keeping a business or professional license. Our Los Angeles criminal defense lawyers will go to court on your behalf to seek the expungement of your criminal record.

Driving with A Suspended License

Driving with a suspended or revoked license is not a trivial matter. It can have devastating consequences, including jail time, significant fines, and a stain on your driving and criminal records. It can also lead to you being classified as a "habitual driving offender," which can lead to the revocation of your driving privilege in California. Our Los Angeles criminal defense law firm has a combined experience of over half a century defending persons accused driving with a suspended or revoked license.

Assault & Battery

A single and unforeseen incident, like a bar fight, road rage or other altercation involving the infliction of physical blows, can change your life forever.  Assault and battery charges are extremely serious, and can include incarceration in the county jail or state prison.  It can also devastate your chances of keeping or securing employment.  When you have been charged with assault and battery, there is only one Los Angeles criminal defense law firm to call: McGregor & Ernenwein.  With over half a century of criminal defense experience, a board certified criminal law specialist, and the designation of "Super Lawyers," our Los Angeles criminal defense lawyers will fight aggressively to obtain the acquittal or pretrial dismissal or reduction of your charges.

Criminal Threats

If you issued a threatening communication in person, by phone, e-mail, text message, facebook or other electronic means, you may be facing charges for Criminal Threats.  In the midst of a growing zero tolerance stance towards "cyber bullying," Criminal Threats charges are very serious and can expose you to incarceration in county jail, state prison, lengthy probation, fines and post-conviction consequences such as loss of employment and the social stigma of a criminal record.  Our Los Angeles criminal defense lawyers, who are former Los Angeles prosecutors, are considered "Super Lawyers." Robert Ernenwein is a board certified criminal law specialist.  Let us represent you and fight for you.

Sex Crimes

If you are charged with a sex crime, such as rape, child molestation, prostitution or sex with a minor, you face serious consequences. You may also be subject to lifetime registration as a sex offender. Charges may be reducible to misdemeanors and the lifetime registration requirement may be avoidable. Contact a criminal defense lawyer at the Law Offices of McGregor & Ernenwein for a free consultation regarding your case.

Juvenile Defense

There are options in juvenile cases. Call our office today to find out more information regarding diversion, alternative sentences and sealing of records. Our Los Angeles juvenile defense lawyers know who to talk to and what alternatives to request.

Public Intoxication

There are a number of defenses to public intoxication charges available, and an experienced attorney can prepare a strong defense that is suited to your specific case. Our Los Angeles criminal defense lawyers will carefully review the event in question and investigate the statements of any witnesses present at the scene. If we are able to prove that you were sober enough to provide the police with your personal information and to interact with them, that is a very good indication of your innocence.

Police Misconduct Litigation

The extensive experience and knowledge of our Torrance Criminal Defense Lawyers (Los Angeles criminal lawyers, South Bay criminal defense lawyers) give us the tools we need to prosecute a civil claim against law enforcement for abuse of your person or other deprivation of your civil liberties. Call us immediately at 877-338-4489 if you have been the victim of police misconduct.

Term Life Insurance Quotes

Term Life Insurance Quotes And Rates At WholesaleInsurance.net

The Term Rate Quote Database

At WholesaleInsurance.net, comparing term life insurance quotes online is easy. Our term life insurance quote engine instantly compares quotes and rates from all of the best term life insurance companies. The best part: you can compare rate quotes from these companies all from one screen and begin to buy life insurance online.
Finding affordable, low cost, or cheap term life insurance doesn't have to be difficult. Technology today makes shopping for most products online pretty easy, and this includes term insurance too. For example, you can stop your online search at WholesaleInsurance.net because all of the best term life insurance quotes can be found here.
In business since 1972, our 38 years of experience will help you buy the best life insurance policy, the right term period and coverage, and the most affordable life insurance rates. There are so many term companies insuring people today, but they do not all have the best expertise or experience. At Wholesale Insurance, we make sure you get more than just the best rates and quotes; we make sure you have the right protection (term period, type, and amount) for your situation.

About Our Advisors

Our licensed life insurance advisors offer FREE advice and have helped thousands of people like you get accurate term life insurance rates and quotes.
On the phone or via email, they will help you compare life insurance quotes and pick the right term company for your situation. Finding the one company that will give you the best term rates is what we do (it's also why we're contracted to represent over 50 different carriers). That means you get great service and the lowest costing and most affordable term life insurance rates.
At WholesaleInsurance.net, we work on your terms and do everything we can to make the process as easy and hassle-free as possible.

Our Term Life Insurance Quote Engine

Our term life insurance quotes engine compares rates from all of the major insurance companies. The top results are then displayed based on low cost (or cheapest) life insurance rates and policy availability. We also compare each company's financial strength and history and provide our own service rating based on our experience with the carrier (this experience includes term life insurance, as well as universal and whole).
Run a quote to see how easy our Term Life Insurance Quotes Engine really is. We hope you will be pleasantly surprised. And when you apply with Wholesale Insurance, you will see how simple and hassle-free it can be to buy term life insurance.
Give us a try… You will like us! It's our Wholesale Term Life Insurance Guarantee!

Learn More:

Why are term rates cheaper now, even though I'm older?
Why can't I choose any amount of term coverage I want?
What is an Annuity?
What Is Cash Value?

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studen loan consulidation rebate

Many lenders are offering student consolidation loan rebate to the borrowers to st that they take their student loan from them. These discounts are offered because according to 'SINGLE HOLDER RULE', borrowers are allowed to merge their existing loans with any bank they wish to. The original lenders surely do not want to loose their customers and so they are offering really good discounts.
The main features of student loan consolidation are:
· Reduced interest rates
· Waiver of last 6 months installment
· Reduction in principal amount
· Flexible payment options
All this rebate is offered on Stafford loans and plus loans. The most common discounts offered on student loan consolidation are:
1. 0.25% reduction in rate if your EMI gets debited from your account directly.
2. 1% waiver in default fee depending upon the guarantor for the loan.
3. Additional rebate on making timely payments.
4. 2% reduction in rate after completion of 48 months
Here is how you can get the best student loan consolidation rate:
1. The rate for student loan consolidation will depend on customer's credit and financial state of affairs. Do a complete research and development on the rebates offered by different lenders and see which one is the lowest.
2. Go for the lender who has multiple and flexible repayment options.
3. Your lender must keep the rate fixed through out the life of the student loan. Search online and compare different type of rates offered by different lenders.
4. With a student loan consolidation, look up for the facility of increment in tenure at a later stage of the loan. Check whether the bank has such scheme or not. With loan consolidation, you can actually low down the installment amount by increasing the life of the loan.
5. If there is an "in school" facility available. If so, get your loan rate freezed while you are in school only.
To know more about Students Loan Consolidation Rebate and to check if you qualify for the same
Click Here --> Students Loan Consolidation Rebate
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Tax Debt Relief

Tax debt relief is needed for persons who have failed to file returns and therefore are being pursued by the IRS for compensation of back taxes. These back taxes are based on "Substitute For Return" (SFR) filings which the IRS filed for those negligent in doing their own. These returns are constructed from the W-2's and other notifications of income that are filed by employers to one's social security number. Professional assistance is needed especially when returns are left to the government's SFR's over an unspecified period of time but is marked by significant amounts owed and repeated attempts by the IRS to gain repayment that the taxpayer ignores. Relief from tax debt will often require litigation and a professional attorney experienced in this kind of debt. Relief is possible without imprisonment; however, criminal suits are possible and imprisonment assessed at one year of incarceration for each year of unfiled taxes.

Delinquent taxpayers become targets of an IRS investigation for numerous reasons. Other than deliberate refusal to pay taxes, those unpaid taxes are the result of misunderstandings of tax law code, death in the family, a serious illness, not enough money to pay what they owe, failure to withhold enough from their pay, changes in financial circumstances, among other reasons. Taxes still are due regardless of any situation. When the IRS has attempted to get a delinquent taxpayer to make good on his end without success, the alternative action - following repeated notifications, penalty accrual, wage garnishments - is prosecution. Tax debt relief is available by requesting the IRS Taxpayer Advocate Program or seeking a professional attorney for help.

Tax debt relief covers several aspects of assistance: wage garnishment, innocent spouse involvement, bank levies, bankruptcy, payroll tax problems among other situations. Ignoring these situations from the time they begin is usually the greatest reason that people end up in this kind of trouble. It cannot be stressed enough that taxes are an unavoidable part of the American income system, and despite one's loathing of the system, if the duty to pay is ignored or refused, an accountability will be required. Unpaid taxes will eventually be criminally prosecuted unless the problem is addressed and assistance is sought.

Jesus set the example for taxpayers when He replied to the trick question posed about the tribute money to the Roman Caesar. "But Jesus perceived their wickedness, and said, "Why tempt ye me...Render therefore unto Caesar the things which are Caesar's; and unto God the things that are God's" (Matthew 22: 18,22). Avoiding payment to the government its just due, which is primarily used to provide for the common good, is sin. Circumstances that cause unavoidable delinquency are still unacceptable, but can be negotiated with professional tax debt relief assistance. Instead of ignoring the situation, a responsible taxpayer will find a way to eliminate the problem and get back to a responsible state of affairs with God, the IRS and Country.

Federal Student Consolidation

If you have taken out federal student loans under the Direct loans programs, you may be interested to know that there are special programs available for people who enter particular fields.
The federal government tries to encourage growth in professions that benefit society by offering benefits to students of education and medical programs. The Federal Teacher Loan Forgiveness Program is one such benefit within the US Department of Education's framework. A portion of the loans you take out to complete your education can be forgiven. This even works with some consolidation student loan programs.
About the Program
The program is designed to encourage education students (who intend to become teachers) to stay in the teaching profession. Once you have taught full time for five academic years in selected elementary or secondary schools (usually depressed or rural areas), you become eligible to have a minimum of $5,000 and up to $17,500 of your student loans forgiven. This includes your federal student loans and federal consolidation student loans.
Qualifying
  • To qualify for a t eacher loan the following must occur:
  • The principal or assistant principal (who handles administrative services and supervises teachers) has to certify that you meet the requirements in terms of time period teaching and subject matter.
  • You have to teach math, science, special education or teach students with disabilities full time for 5 consecutive years at a primary or secondary school, even if you change schools, after October 1, 1998.
  • The school has to be on a list held by the US Department of Education as eligible for the teacher loan forgiveness program. It must be a public or non-profit private school.
  • The loans have to be Federal Stafford, Direct, Ford or part of a consolidation student loan that included any of these types of loans.
  • The qualifying loan has to have been made prior to your fifth year teaching.

Keep in Mind
  • You cannot be a school librarian or guidance counselor.
  • You cannot have defaulted on your student loans or consolidation student loans.
  • You are responsible for repaying the balance.
  • Payments made will not be refunded.
Sara Sentor
Webmaster
http://www.studentloaninfo.org

ACS STUDEN LOAN CONSOLIDATION

A unique feature of the ACS study loan consolidation program is in its namesake. It can consolidate student loans from all your existing and new creditors into a single fixed term, monthly repayment loan to simplify your money management. You can liaise with ACS to lengthen your student loan term in order to lower the consolidated interest rate and make lower monthly repayments. This can significantly help reduce your financial burden which may distract your from your coursework as well as help you maintain a good FICO credit score by making timely and regular consolidated study loan repayments.

It is also easy to apply for loan forbearance or deferment with ACS study loan consolidation in case you wanted to continue with further postgraduate education or there are some personal cash flow problems that may temporarily affect your ability to handle the monthly repayments. You can choose from a number of different debt consolidation assistance and installment plans such as fixed monthly installments, ballooning installments with gradually increasing repayment amounts to suit the normal income increments, variable rate installments that are adjusted every year according to interest rates etc which are all available under the ACS student loan consolidation.

ACS Student Loan Consolidation Info

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    YES-secure, a Social Network Lending and Borrowing website in the UK Peer-to-Peer Lending market is celebrating its success of disbursing over £200,000 to borrowers since its launch in June 2010. (PRWeb December 20, 2010) Read the full story at http://www.prweb.com/releases/yes-secure/success-story/prweb4909214.htm

IRS Tax Attorney

Tax Attorneys of MyTaxProblem.com are committed to helping you end your tax problems! Experienced tax attorneys have consulted thousands of taxpayers about their problems with the IRS. Tax attorneys of MyTaxProblem.com have settled millions of dollars in back taxes using the offer in compromise. We provide tax help in: avoiding wage garnishments and IRS levies, releasing tax liens, filing late tax returns, negotiating offers in compromise and resolving payroll tax problems.
Remember, Anyone Can Have A Tax Problem! How you deal with your problem is up to you.
As a tax attorney, I have personally helped thousands of taxpayers deal with their IRS problems through an offer in compromise or other legal means. If you have a problem with IRS, I can provide personalized, affordable tax help. I help taxpayers file back taxes, negotiate offers in compromise, release tax liens, avoid wage levies and garnishments. As a tax lawyer I work hard to resolve your IRS problems.

SEATTLE DUI LAWYER

Monday, December 27, 2010

Prominent Seattle, Washington, DUI Defense Lawyer

At the law office of Peter J. Peaquin, I believe that anybody can trip and fall. The measure of who you are is how you pick yourself back up. When you talk to me after being charged with a DUI, you won't feel judged. As my clients already know, I do not see any client as a criminal. I want you to know that you won't have to face your charges alone.

I provide a free consultation to discuss your DUI charges

All major credit cards accepted and payment plans may be available

My law firm located in Seattle, Washington. For more than 17 years, I have focused my practice on criminal law and DUI defense for residents of communities throughout Western Washington. I know that the vast majority of my clients are upstanding community members who are well-educated and professional. They have families that they cherish. They are very good at their careers—with many involved in the high tech arena. My clients discover that I am an attorney who is not out to represent the world as I approach their cases. Rather, I am out to represent every client, male or female, in the unique circumstances that are confronting them.

Who will represent you is one of the most important decisions you will make

What I really do is help average citizens with one of the worst days of their lives. If you have been pulled over for driving under the influence (DUI/DWI), no matter what your blood alcohol content (BAC) or breath test may have shown, there is an aggressive defense to help you fight for the best possible outcome for your charges. Contact my office today to start the aggressive defense of your DUI charges right away.

I can help you with all matters relating to DUI defense:

I understand what a DUI/DWI conviction can mean to your life. I know that you are dealing with the emotional, as well as, legal issues. You don't have to face this alone. I will guide you through every aspect of your DUI charges, fighting all the way for the best possible outcome for your case. I often tell my clients that the light at the end of the tunnel is in fact daylight shining through, and not the train coming to wreck their lives.
I invite you to learn more about DUI defense through my DUI Practice Center
Contact me right away to schedule a free consultation. I won't tell you not to worry. But I will tell you that you will have someone working hard on your behalf to make things right again. I accept all major credit cards and I am willing to work with you on other payment options.

DWI AUSTIN TEXAS

The Law Offices of Jamie Balagia, P.C. are dedicated to the defense of persons accused of criminal offenses - with a concentration on helping those charged with alcohol and drug related offenses and Driving While Intoxicated (DWI) in Austin, San Antonio and surrounding areas. The lawyers at our firm also provide representation in all State and Federal misdemeanor and felony criminal cases in Austin and San Antonio. We handle Drug Possession, Drug Distribution, DWI, Possession of Marijuana, Weapons Charges, Theft, Burglary, Probation Revocation cases, Assault cases, DUI and MIP/MIC, and all other criminal charges handled in State and Federal court. Our DWI attorneys and San Antonio DWI attorneys also currently serve the IH 35 corridor from Georgetown to San Antonio (including San Marcos and New Braunfels) and surrounding jurisdictions.

Recent DWI Victory!

JB - Defendant was arrested for a felony DWI and had a forced blood draw of .18. He was arrested behind the wheel of his vehicle, the engine running, parking brake engaged with heater running and he was fast asleep. Raised the defense that defendant was not driving, not in a public place and insufficient evidence as to what his alcohol level was at some other time when he may have been driving. Verdict: not guilty.


If you are looking for an exceptionally trained and educated, Texas DWI | DUI Attorney to aggressively represent you on your DWI case or any criminal matter, call 512.278.0935 or 210-DWI-DUDE (210.394.3833) (San Antonio) or contact my assistant Ashley by e-mail at ashley@dwidude.com.

Nationally Renowned DWI Defense Attorney’s Endorsements

I thoroughly endorse Mr. Balagia. Over the years I have been impressed with the depth of his legal knowledge and his ability to relate it to individuals feeling the stress of legal trouble. Anyone needing a knowledgeable, skilled attorney could do no better.
John Yetter , St Charles (IL), Fellow lawyer in community


I am very happy to endorse Jamie Balagia as a true expert and attorney in DWI defense. Unfortunately, what many people facing a DWI don’t know is that there are literally hundreds of attorneys in any metro area who will handle their DWI. However, maybe only a handful of these attorneys truly know how to defend these complex scientific cases. If you submitted to a blood test, breath test or even standardized field sobriety tests, then you need an attorney who has years of formal training and experience defending these complex cases. Hiring anyone else is usually a recipe for losing. I have known Jamie for about seven years, and I can assure you he is one of those few attorneys who has a complete understanding of the science necessary to challenge these cases successfully.
Christopher H. Cessna, Attorney at Law Denver, CO

Jamie Balagia is one of the best DWI defense lawyers anywhere. His experience as a police officer helps him to know when the police make mistakes. He is a fighter who fights hard to get the best possible result for all of his clients and is up on all latest techniques for prosecution and defense of DWI cases. If you are in need of representation for a criminal or DWI charge, I highly recommend him.
Leonard Stamm , Greenbelt (MD)

Jamie Balagia is a top notch DWI and criminal defense lawyer. Jamie is nationally known as "The DWI Dude" for good reason. He is zealous fighter and a good friend. I have recommended clients who get accused of DWI and other crimes in Texas to Attorney Jamie Balagia and I will continue to do so in the future. I highly recommend him.
Mark Stevens , Salem (NH)

As DWI defense lawyers we are problem solvers asked to help solve some of our client’s most difficult life issues. James excels at this but also excels in the courtroom. He is a great lawyer because he will explain the DWI defense process to you in its tedious detail, he can actually persuade a jury when the facts of your case are ambiguous, and he has proven himself in the courtroom so that no opposition would dare risk a trial with him. Any client unlucky enough to be arrested for DWI in Central Texas can turn that luck around by hiring Jamie Balagia, the DWI Dude!
Patrick Barone, Birmingham (MI)

Jamie Balagia is among the finest DWI lawyers in the entire country. He is a man of character, integrity and great skill when it comes to doing battle in the courtroom. I met Jamie while we were both receiving training in breath testing. Since then I have seen him at many high level national DWI seminars. Jamie is one of those guys can take over room with his personality when he walks in. This is a useful quality when you earn your living in a courtroom.
Robert Leonard , Marietta (GA)

I am extremely proud to endorse Jamie Balagia. He has been my teacher and mentor. It is fair to say that everything I have learned about practicing criminal defense I learned from this brilliant and tactical attorney. In the past four years under his watch, I have seen Jamie get "Not Guilty" verdicts in jury trials no other attorney would dream of taking to trial. Indeed, many of our clients have come to us when their previous lawyers told them all hope was lost. He has inspired me to be courageous in the courtroom, as well as any other attorney who has the privilege to watch him work. When you hire Jamie Balagia to defend you, you afford yourself the opportunity to clear your name. Any lawyer can plead you guilty to DWI, rare is the advocate who demands justice in the face of overzealous prosecutors and biased magistrates. It is my belief that if Jamie cannot help you win your case, no other DWI attorney in Texas can.
William Mitchell , Manor (TX)

Jamie Balagia is a lawyer’s lawyer. He has been blessed with equal parts intelligence, compassion and common sense. What sets Jamie apart from the other local attorneys is the breadth and width of the knowledge he possesses when attacking a drunk driving case on behalf of a citizen wrongly accused. He brings to the table an amazing background in the DUI\DWI arena, along with a state of the art understanding of how to attack the Government’s case, including breath and blood tests. As Maine's State Delegate to the National College for DUI Defense, I have been honored to attend the national seminars with Jamie and consult with him on various cases. He is a true American, who defends the Constitution, fights for his clients, and brings honor to the Lone Star State. If I'm a citizen charged with DUI\DWI in Texas, I prepare to fight the Government's case. That fight starts by hiring Jamie Balagia.
John Webb , Saco (ME)

I know of no other attorney that has the zealous passion for representing their clients like Jamie. Jamie's background and life experiences gives him the ability to detect police misconduct and also relate to a jury in away where they understand his client. You can't go wrong in Austin to San Antonio with the DWI Dude.
John Hunsucker , Oklahoma City (OK)

Out of all the lawyers I know, Jamie is by far the most zealous advocate among them. He has a drive that is unique and will never, never give up on his clients. He loves the courtroom and excels there. Although he has an impressive knowledge base, he continually attends the national conferences to improve his ability to defend his clients... Jamie previously worked as a police officer and delights in uncovering their errors. Make no mistake--there is only one DWI DUDE.
Bruce Edge , Tulsa (OK)

I have known Jamie for more than five years now since meeting him at a NCDD seminar. Jamie is known for his cutting edge no nonsense defense of his clients. Jamie is sought out not only in Texas but also from attorney's across the country as someone to go to with a problem in Texas.
Edward Ryan , Nashville (TN)

Jamie is a dedicated and hardworking professional with a national reputation for defending those charged with DWI offenses. His dedication to understanding both the law and the science is vital to the defense in these cases. Jamie will fight for you with everything in him and his trial skills mean that you cannot hire anyone better to defend you in the Austin/San Antonio area.
R Scott Joye , Murrells Inlet (SC)

There are thousands and thousands of attorneys nationwide. Out of all of them there is only one "DWI Dude." If I were hired to write a dictionary definition or encyclopedia article on "zealous defender" or "tireless fighter" I simply could not do so without writing about Jamie Balagia, the DWI Dude. Folks, this guys is hands down one of the best defenders I know. Like all good fighters, Jamie has superior weapons. Jamie's weapon is his knowledge about the science behind DWI prosecutions. I have attended several highly technical training events with Jamie. There are attorneys who attend these events and don't understand it. Jamie is not one of those attorneys. Jamie brings a deep understanding of law and science with him to the courtroom when you hire him to be your defender. It is easy to recommend Jamie to anyone that needs a fighter when it seems like all the world is against them. Trust me, you need Jamie by your side.
Josh Lee , Vinita (OK)

Jamie is DWI lawyer with a national reputation. He knows and understands the law and science behind DWI cases. If you are charged with a drunk driving offense, you will be comfortable and satisfied with Jamie's representation.
William Maze , Dearborn (MI)

Why is he called the DWI Dude? Because if you are charged with a DWI in Austin or San Antonio there is only one dude to call: Jamie Balagia. I first met Jamie a number of years ago at a Field Sobriety Testing course. His expertise in DWI defense was immediately apparent. Few DWI defense attorneys have the knowledge and perspective of being a former police officer like Jamie. Few if any devote the time and energy into expanding their knowledge of the law and science of DWI defense in the same way that the DWI Dude does. Likewise, Jamie's trial skills are second to none. There are few DWI defense attorneys in this country that I recommend as highly as I recommend Jamie. I have every confidence in him, and endorse him without hesitation.
John Thurston , Manhattan (KS)

Jamie is a no-nonsense, hardworking DWI lawyer who can get the job done. If arrested, call Jamie now!
Donald Ramsell , Wheaton (IL)

Having been a member of the National College for DUI Defense for over 10 years now, as a lifetime member and annual attendee of two to three national DWI defense seminars, I have been privileged with getting to know many of our nation's finest DWI defense attorneys. Jamie Balagia undeniably rests amongst this group. Not only is he considered by all of his peers to be one of the finest DWI defense attorneys in the state of Texas but one of the finest in the nation. His combination of experience, training and talent is matched by very few. -not to mention a truly caring and gracious professional to all that come to him for help. In short, Jamie is one of the most gifted and respected attorneys in America. The fact he's a dear friend is but a bonus. To say I would HIGHLY recommend him to anyone in need anywhere in the entire state of Texas would indeed be an understatement!
Harley Wagner , Martinsburg (WV)

I have known Jamie both personally and professionally for many years. Jamie and I have been too many national DWI training programs ranging from field sobriety testing to breath and blood classes. Simply put Jamie is a fearless fighter for his client. He never backs down, never gives up in the courtroom. Probably more important than being a great fighter for his clients is the fact that Jamie cares about those he represents. He often gives me ideas and advice on how to better represent my clients. Jamie is a great lawyer but more importantly a great person who I trust without hesitation. He fights the Voodoo science of field sobriety and breath testing with a common sense approach that works. I'm a better lawyer because of Jamie Balagia.
Stephen Hamilton , Lubbock (TX)

Jamie is one of the best attorneys in the country, not just Texas. He knows the scientific aspects of a DWI case and he genuinely cares about his clients. Jamie is one of the first attorneys I met after joining the National College for DUI Defense, and has been a friend for all of those 5 years. If there is a question I have about Texas DWI law, Jamie is the first person I call. He should be the first person you call too if you have been accused of DWI in Texas. He simply is THE DWI Dude!
Jason Glass, Clarksburg (WV)

Jamie Balagia is one of a handful of go-to DWI lawyers when it comes to the state of Texas. His style, his drive, his commitment to his clients' rights are second to none. Jamie's approach to defending a DWI case is outstanding, and his confidence alone is often enough to make the other side nervously and wait for the other shoe to drop. In his area of Texas, there's no better defense than the DWI Dude!
Todd La Neve , Clarksburg (WV)

Jamie knows the law and he cares about his clients. Jamie is a former police officer so he knows how the system works from the law enforcement side. He has also made himself a master of the science of DWI/ DUI prosecutions. Jamie knows the breath machines; Jamie knows blood. Jamie has made himself the "go to" guy in his areas of Texas. I give Jamie my highest endorsement.
Robert Keefer, Harrisonburg (VA)

Jamie is a nationally-recognized expert in the defense of DWI cases. His unique blend of experience as a trial lawyer and a former police officer, combined with his dedicated study of forensic science and fake "police science" make him one of the very best DWI defenders in America.
Michael Kessler , Fort Pierce (FL)

Jamie is a great lawyer and a fearless defender of the Constitutional rights of his clients. I would highly recommend him.
Deandra Grant , Plano (TX)

Jamie is recognized as outstanding by DWI attorneys around the country. Combining years of experience as both a law enforcement officer and attorney with a commitment to mastering the forensic intricacies necessarily associated with a charge of DWI makes him not only a first rate attorney but a nightmare for prosecutors anywhere. I recommend Jamie without hesitation.
Theodore Vosk , Kirkland (WA)

Jamie is a great trial lawyer. He is a fearless competitor who works very hard to be the most skilled at this craft in the courtroom and is respected by prosecutors and Judges alike. He has a great rapport with people and juries and cares about his clients--and it shows. Jamie has shared many great ideas with us all on the National College for DUI defense and is very well respected in the legal community.
Sharon Curtis , McKinney (TX)

Jamie isn't called the DWI Dude just because it is a catchy name. He brings a wealth of knowledge, coupled with superior knowledge about the junk science used in DWI prosecutions, to get outstanding results for his clients. He is a tenacious litigator, and in those frequent cases where the government persists in litigating against his clients, he is always ready for trial!
Scott Wonder , Bellevue (WA)

Jamie is a man of the highest integrity, education, skill and experience. More than that, he has unsurpassed passion for the defense of his clients. You cannot go wrong with Jamie Balagia, the DWI Dude.
Andrew Mishlove , Glendale (WI)

Jamie Balagia is simply one of the best DWI attorneys in the country. He is well known among all of the lawyers who have written the primary reference books on the subject. I know him from his active participation in the National College for DUI Defense. He consistently displays the knowledge and commitment which has made me a much better lawyer simply from listening to him. I would recommend him without qualification, and would send a loved one to him without reservation.
Thomas Hudson , Sarasota (FL)

Without question I endorse Attorney Balagia's work. Hands down, one of the greatest DWI attorneys in the great state of Texas. Anyone living in the Austin or San Antonio area should consider themselves lucky to have a fighter like Jamie literally right in their back yard waiting to defend them.
Shawn Dorward , Harrisburg (PA)

Endorsement: I had the privilege of meeting Attorney Balagia at a recent Forensic Blood and Urine testing seminar. His dedication and commitment to the highly technical scientific aspect of DWI defense, combined with his extensive experience in law enforcement make him an easy recommendation. I would not hesitate to recommend Attorney Jamie Balagia to any family member or friend in need of the very best legal representation in the State of Texas.
David Hoover , Harrisburg (PA)

Attorney Balagia truly is the "DWI Dude". He is a fierce litigator that leaves no stone unturned. Additionally, he is among the most educated DWI attorneys in the country. As a former police officer, he is knows how to attack the State's Case. I would recommend him to anyone charged with DWI in Texas.
Timothy Barrouk , Harrisburg (PA)

Some people call him the DWI Dude. Yet others (prosecutors) call him an acquittal machine. He is a force to be reckoned with. He is the type of man and attorney who will do all that is ethically possible to gain that acquittal. All of his training, his vast knowledge and experience have made him the perfect and only choice to defend you. He has got what it takes. That is why I so easily endorse him.
Justin McShane , Harrisburg (PA)

I endorse this lawyer's work. Jamie is one of the nations great DWI attorneys. He is "The DWI Dude". I know that he fights for his clients, and they get the best possible result from his efforts. No cop or prosecutor will ever get an upper hand over Jamie.
Darryl Genis , Santa Barbara (CA)

Jamie is known as THE DUDE with good reason. He is a DWI warrior with a lethal combination of down-to-earth realism and experience. His background as a law enforcement officer also gives him an edge in investigating his client's cases and cross examining other law enforcement officers.
Karyn Missimer , Elkhorn (WI)

I have known Jamie and his work for several years as a fellow member of the National College for DUI Defense. Jamie's background as a former police officer gives him insight into how the other side thinks and acts. He understands the inner workings of the court system. This is a huge advantage for his clients.
Gary Pirosko , Denver (CO)

I endorse this lawyer's work and he knows DWI for all of the Austin and San Antonio, Texas area - Balagia is the DWI Dude and is well known for his advocacy and litigation skills getting the best results for clients. You should take a closer look at this DWI attorney as he will work for clients and their attorneys in seeking the deserved outcome.
Joshua Dale , San Francisco (CA)

Home Equity Line Info

Confused as well as insecure regarding the matter of "house refinance"? Just stop it. Bellow is a body of writing that deals with it along with loads of wit and then cleverness, intended for people to benefit from it and then learn from it.


Interest rates for online mortgage vary, so it`s a worthwhile exercise to verify rates with a number of entities providing loans to locate the most favorable rate. Evaluate similar products for the annual percentage rate/APR which shows the cost of credit on a yearly basis. Note that the advertised annual percentage rate for euity loan is based on interest alone. To get a true comparison of credit expenses, do a comparative study of other chargeable amounts, for example points (units of charges on loans) and also closing costs, that will add to the cost of your re finance. This is particularly essential in case you`re comparing a home equity credit line with a conventional monthly repayment (or with a second) mortgage, where the APR includes the total credit expenses for the loan.

In addition, inquire about the type of interest rates on offer for the refinancing loan. The majority of home equity lines of credit have flexible rates. These adjustable rates could ask for lower monthly payments at first, but during the remaining repayment term the installments may be adjusted and could get larger. Non-variable interest rates, when obtainable, could be slightly higher to start with when compared to flexible rates, but non-adjustable rates offer stable monthly repayments over the existence of the line of credit.

In case you`re deciding on a home loans that has an adjustable rate, verify and also compare the financial terms. Check the periodic cap, which is the limit on rate-of-interest adjustments from one period to the next. In addition, check the life-time cap, which is the ceiling on rate-of-interest changes through the entire duration of the loan period. Find out from the entity granting the loan which index (the mechanism to calculate adjustable-loan rates) will be applied and also to what extent and how frequently that index can be adjusted. An index (such as the Prime Rate) is deployed by creditors to compute the extent of increasing or decreasing rates of interest. Also, verify the on line remortgage margin, which is a sum added to the index that determines the rate of interest you are asked to pay. Additionally, inquire if you may convert your flexible rate loan to a fixed rate loan at a later date.

From time to time, loan issuers propose a temporarily discounted rate of interest - an interest rate that`s unusually low and lasts only for an initial period, for instance six months. During this time, your monthly payments are lower as well. When this initial term lapses, though, your refinance house as well its payments rise to the real market value (the index as well as the additional constant rate added to the index rate as a margin). Consequently, find out whether the percentage of interest you are offered is "discounted," and if it`s so, get to know the formula by which the rate will be determined at the end of the discount period and how much higher your re finance monthly payments might become at that time.

IRA Rollover Definition

What Does IRA Rollover Mean?
A transfer of funds from a retirement account into a Traditional IRA or a Roth IRA. This can occur either through a direct transfer or by a check, which the custodian of the distributing account writes to the account holder who then deposits it into another IRA account.
Investopedia Says
Investopedia explains IRA Rollover
If the transfer is done by check, there will be a 20% withholding penalty applied before the custodian issues the check. To avoid the 20% penalty, the rollover must take place directly from one custodian to another.

Many IRAs will only allow one rollover per year on an IRA to IRA transfer. The one-year calendar runs from the time the distribution is made. Most rollovers occur when people change jobs and wish to move 401(k) or 403(b) assets into an IRA. Most IRAs offer more investment choices along with a continuation of tax-free gains and income.

IRA rollovers can occur from a retirement account such as a 401(k) into an IRA, or as an IRA to IRA transfer. A rollover can occur into a Roth IRA provided that the individual's adjusted gross income is below a certain level in the tax year in which the rollover occurs.

Cash Advance Definition

Cash Advance Definition

Cash Advance - Definition of Cash Advance on Investopedia - A loan taken out against a line of credit or credit card, typically imposing higher-than-normal ...
www.investopedia.com

AUTO PARTS

Goodyear, TRW Automotive to Collaborate on Tires, Suspensions - Goodyear Tire and Rubber Co., TRW Automotive Aftermarket Div - Brief Article

Goodyear, TRW Automotive to Collaborate on Tires, Suspensions - Goodyear Tire and Rubber Co., TRW Automotive Aftermarket Div - Brief Article




The Goodyear Tire & Rubber Co. and TRW Automotive have signed a five-year agreement to jointly study tires, braking, suspension and steering systems to accelerate product development for vehicle manufacturers. "A key focus of the development program will be optimizing the interaction of tires, suspension, braking and steering systems," said Steve Roth, Goodyear's director of vehicle systems. "The goal will be to enhance vehicle ride, handling, and other safety, performance and comfort characteristics."

Phil Cunningham, TRW Chassis Systems product business director, noted that the agreement will initially allow the companies to exchange modeling data related to these systems: "We expect to develop joint subsystems models that can be used with selected vehicle model software packages not only to improve existing products but to develop new products for vehicle manufacturers."

Goodyear said it will share its design integration and manufacturing expertise in conventional and extended mobility -- EMT run-flat -- tires; its array of engineered rubber products such as airsprings, bushings and mountings; and its knowledge of functional areas related to ride, handling, traction, wear, noise and vibration.

TRW Automotive said it will share its design and engineering knowledge of advanced braking, steering and suspension systems and components and how it uses such technology for improved braking and handling performance.

"This agreement with TRW, a leader in suspension and braking systems, is a great opportunity for both companies to co-develop our capabilities for future products," Roth said. "It also complements the ongoing suspension development work we have underway with our vehicle systems group -- an effort that is moving Goodyear well beyond our traditional role as a supplier of tires to OEMs."

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